Health insurance is a necessity in today's world, especially since medical expenses are increasing rapidly. However, many people find it difficult to afford health insurance, especially after losing their job. COBRA, or the Consolidated Omnibus Reconciliation Act, provides health insurance to lost emp...
As a freelancer, you must also pay the full amount of your Federal Insurance Contributions Act (FICA) obligations, which fund Medicare and Social Security. These amount to 15.3% of gross income for freelancers, as opposed to 7.65% of gross income for traditional employees. And instead of waiti...
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Tip 1: Health Insurance Eligibility For insurance purposes, the IRS defines full-time employment as 130 hours per month (30 hours per week) on average per month, which means that if you directly employ temporary workers (not via a staffing firm) on a full-time basis over an extended period...
While there are several million freelancers today, Statista reports that we can expect to see 86.5 million U.S. freelancers by 2027, a number that will make up more than half of the total U.S. workforce. This employment shift has proven beneficial for employers and contractors alike. For ...
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Speaking of deductions: The one big thing freelancers have going for them during tax season is the fact that they can write off way more work-related expenses than the average employee — that includes office supplies, internet bills, meals, education, mileage, health insurance premiums, and the...
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