Lake Michigan Credit Union Navy Federal Credit Union Patelco Credit Union See More (6) Compare Providers Why Trust Us How Does a Personal Loan Work? Who Is a Personal Loan Loan Good For? Common Personal Loan Terms Pros & Cons of Personal Loans Alternatives to Personal Loans Method...
PenFed is a federal credit union that offers membership to the general public and provides a number of personal loan options for debt consolidation, home improvement, medical expenses, auto financing and more. Standout benefits: While most lenders have a $1,000 minimum for loans, you can get ...
Best for education costs: Navy Federal Credit Union Best for low rates LightStream personal loans 9.7 Excellent With fixed APRs starting at 6.94%, LightStream is a great choice for veterans who want a personal loan with low interest rates. Plus, the company offers a “Rate Beat Program, ”...
Best for borrowing from a credit union First Tech Federal Credit Union Annual Percentage Rate (APR) As low as 7.99% APR Loan purpose Debt consolidation, home improvement, medical bills or emergencies Loan amounts $500 to $50,000 Terms 2– 7 years Credit needed Not disclosed Origination fee ...
Navy Federal Credit Union members can access its personal loans, which have: Low APRs (8.99% to 18%) Repayment terms of up to 15 years The option to apply with a co-applicant if you don't qualify on your own No origination fees11 You won’t be able to pre-qualify for the loan...
LightStream charges no fees for its personal loans, which range from $5,000 to $250,000 Upstart is our choice for low credit score applicants, with a minimum credit score of 600 The average APR for a 24-month personal loan is 11.87%, according to the Federal Reserve ...
Federal credit unions cap annual percentage rates on personal loans at 18%. You also need to become a member of the credit union to apply for a loan, which may mean living or working nearby and paying a small membership fee. A local credit union is a good place to start, ...
First Tech Federal Credit Union 4.7 See Offers 8.49% to 13.73% $50,000 No minimum Axos Bank 4 See Offers 11.79% to 20.84% $50,000 730 Oportun 3.8 See Offers 8.99% to 35.99% $10,000 No minimum Lenders in More Detail Best for Large Personal Loans LightStream View Disclosure 4.4 U.S...
Best for Small-Dollar Loans First Tech Federal Credit Union 4.8 U.S. News Rating APR 8.49% to 13.73% Minimum FICO Credit Score No minimum Loan Amount $500 to $50,000 Loan Term Up to 84 months Check RatesFrom Our PartnerMore Details See More Lenders Why trust U.S. News Your trust ...
Federal credit unions cap annual percentage rates on personal loans at 18%. You also need to become a member of the credit union to apply for a loan, which may mean living or working nearby and paying a small membership fee. A local credit union is a...