QUICK LOOK LendingClub Bank is an FDIC-insured online bank known as Radius Bank until it was acquired by LendingClub in February 2021. Consumers looking for an online bank that offers competitive yields, low fees and ample ATM access might consider LendingClub Bank a solid option. READ BANK ...
000 rates from over 8,000 FDIC-insured banks and 7,700 NCUA-insured credit unions. Take a few minutes to explore the table above to see the best savings rates currently offered by online banks, or use the tabs to explore local bank rates or local credit union rates if your prefer to ...
With deposit insurance up to $250,000 from the FDIC or the NCUA (National Credit Union Administration), your CD principal isn’t at risk from market forces. (Unless you go super jumbo.) Just be careful that the total amount of deposits you make at one insured financial institution doesn’...
All the savings accounts in this list are FDIC insured.2. Quontic: High Interest RateQuontic is a unique digital bank known for its variety of checking accounts with great rewards (including the first ever Bitcoin-back account). It also has impressive savings rates.The High Yield Savings Acco...
focused on branch operations, online banks have a distinct edge in offering a better annual percentage yield. According to the FDIC, the average savings account was earning a 0.3% APY in December 2022. Many online banks were offering savings accounts with rates higher than 3% APY at the same...
First Internet Bank of Indiana is an FDIC-insured financial institution that operates online and has no branches. It opened in 1999 and offers products in all 50 states. First Internet Bank offers eight terms of CDs, a money market savings account with a competitive yield, a savings account ...
Bask Bank has been around since 2020 and is a division of Texas Capital Bank. Read Bankrate's Expert Bask Bank Review 5.00% APY $1,000 minimum deposit First Internet Bank of Indiana Rating: 4.1 stars out of 5 4.1 Overview First Internet Bank of Indiana was the first FDIC-insured financial...
5.0/5 Best for CD Rates $500 Member FDIC 1-year APY 4.50% 3-year APY 4.15% 5-year APY 4.00% Learn more at Goldman Sachs Bank USA, Member FDIC BMO Alto Certificate of Deposit 5.0/5 Best for CD Rates $0 Deposits are FDIC Insured 1-year APY 4.50% 3-year APY 3.90% 5-year APY 4....
Because it partners with Cross River Bank, your Affirm Savings deposits are insured by the FDIC (Federal Deposit Insurance Corporation) up to the federal limit of $250,000. Interest is compounded daily and credited monthly. The low minimum, competitive yield and lack of fees, make the product...
three to five times as much as the national average—or even more. To be eligible for our rankings, each CD's minimum opening deposit requirement cannot exceed $25,000 and must be offered by an FDIC-insured bank or NCUA-insured credit union (which covers up to $250,000 per depositor)....