Once you reach retirement age, you have a few different options to try and make the most of your pension pot. You can withdraw part of your pension pot as a tax free lump sum, opt for a drawdown pension or purchase an annuity. We go into more detail on what to do with your pension...
For UK investors, it boils down to investing in UK government bonds (known asgilts) and/or the government bonds of other developed markets. Such bonds are the likeliest to cushion your equities when stock markets plunge. And that’s just what we want our bonds for. (Equities can deliver ...
Multi-asset funds that overweight the UK are usually underweightUS equities, too.This posture may work for or against you, depending on the whims of the market gods. But as a deliberate choice it makes most sense for retirees with bills to pay in the UK, or if you believe the US market...
Most of the major UK currency brokers in London launched between the mid 90’s to mid 00’s when the barriers to entry were much lower than they are today. Regulation in particular was softer, making it more accessible for entrepreneurs to launch a currency brokerage. With the UK gaining a...
pensions into a Plum SIPP or start a new Plum Pension altogether. When you need access to your money in retirement, Plum allows you to withdraw your money from your pension as needed while leaving the rest invested, a process often referred to aspension drawdown or flexi-access drawdown. ...
The above material and content should not be considered to be a recommendation. Investing in digital assets is highly speculative and volatile, and only suitable for investors who are able to bear the risk of potential loss and experience sharp drawdowns. Digital assets are not legal tender and...
I was a young advisor steeped in the libertarian counter culture of Gen X had the exact feelings you probably have upon hearing you must wait. What about if you take the money early and invest, or similarly what if you claim benefits early and delay withdrawing your own funds? “Surely, ...
“If you were receiving a drawdown pension The remaining money in your drawdown pension pot can be used to: • provide a dependant’s pension • pay a lump sum to anyone you wish The scheme can use either of these options or a mixture of both. ...
We’ve decided the main UK brokers fall into four main camps: Flat-fee brokers– charge one price for platform services regardless of the size of your assets. In other words, they might charge you £100 per year, whether your portfolio is worth £1,000 or £1 million. Generally, ...