Debt consolidation can save you money in interest, help you pay off debts faster, simplify your finances and give you peace of mind.
At Optimal Debt Solutions, we provide alternatives to debt consolidation that allow you to avoid extending yourself further with unnecessary loans. We work with your creditors directly to negotiate and settle for reduced amounts, allowing you to save time, money, and your pocketbook....
What to know first: The best debt consolidation loans allow borrowers to save money by combining several high-interest-rate debts into a new lower-rate loan with flexible terms and quick funding turn times. These loans typically have annual percentage rates (APRs) that range from around 7 ...
1. Lender gives you money 2. You use all the loaned money to pay off all your debts at once 3. You are left with only the new loan to repay » MORE:How do debt consolidation loans work? Credit card consolidation loan example
Happy Money (ex-Payoff) excels atmaking credit card debt consolidation easy and stress-free. If you have fair or good credit, which would imply that you’re qualified for a low rate with a lender, Happy Money is definitely a good choice for you. Its sole weakness is that you can only...
Best Personal Debt Consolidation Loans for Bad Credit 2025 EPF Best Payday Loan Alternatives for Bad Credit 2025 EPF Best Personal Loan for Low Income 2025 EPF Best Small Business Loans for 2025 EPF Best Personal Loans Tips from EPF The loan market is becoming more flexible. People with bad cr...
receive a Loan. Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Au...
Money Management with Debt Consolidation Managing the many bills that you receive each month can be overwhelming. It is especially tricky if you have multiple credit card debts each with its own payment program. Throw in your other bills like utilities, data plans, cable, rent, and various othe...
Debt settlement helps you reduce your overall amount of debt, while debt consolidation reduces the total number of creditors that you owe money to. Debt settlements allow you to pay a lower amount than what you owe, usually in a lump sum amount, by negotiating with your creditors.Criteria...
receive a Loan. Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing de...