Current 6-month CD trends Bankrate Partner average 4.13%APY National average 1.73%APY CD rates remainhigh, but are projected to move lower. The Fed is predicted to continue cutting rates in 2025. Read more from Bankrate's experts in ourCD rates forecast. ...
Merrick Bank has one of the best 6-month CD rates in the nation with a 5.31% annual percentage yield (APY), along with highly competitive yields on other durations. Note that the bank requires a $25,000 minimum deposit, but if you have that much on hand, then this could be a great...
If you want to lock in the current market's high certificates of deposit (CD) rates but need access to that cash in a short amount of time, a six-month CD can be just right. After just half a year, you can grow your savings more than in a traditional savings account and even in...
Best 6-month CD rates for January 2025 Bread Savings:4.50%APY, $1,500 minimum deposit. Popular Direct:4.55%APY, $10,000 minimum deposit. Customers Bank:4.25%APY, $500 minimum deposit. CIBC U.S.:4.51%APY, $1,000 minimum deposit. ...
Discover features 12 CD terms, from three months to 10 years, and its current highest APY of 3.80% applies to its nine-month option, though savers can earn a robust 4.00% APY on a 12-month term, as well. Discover CD rates 3 months: 2.00% 6 months: 3.70% 9 months: 3.80% 1 year...
Valley Direct 3 Year CD 5.60% - (steady @ 5.60%) Email this rate » Get Rate Alerts » Jan 8 (10 days ago) State Bank of India 1 Year CD 5.41% ↓ (down from 5.67%) Email this rate » Get Rate Alerts » Jul 17 (4 days ago) Ameriprise Bank 6 Month CD 5.35% ↑ (up...
Once you choose a CD, open the account, and deposit your money to start earning interest. Christine DiGangi, Investopedia Product Reviews Team I had two short-term savings goals, so I looked for a 6-month and a 1-year CD with a high APY that I could ladder. I checked out a few ...
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MutualOne Bank4.59%6 months$5003 months of interest Rankings by Term Want to lock in a great CD rate for a longer term? We rank the top 15 or more APYs daily in every major CD term. You can find those here: Best 3-Month CD Rates ...
Although many banks have trimmed their CD rates due to the Fed’s recent rate cut, you can still find CD rates that are quite high. The highest CD rate we’ve found for November is from Newtek Bank, which currently pays a 5.25% APY on a 6-month term. To open a Newtek Bank CD, ...