Best HELOC lenders Best brick-and-mortar lender: Bank of America Best for small withdrawals: Third Federal Savings and Loan Best for fixed-rate HELOCs: Bethpage Federal Credit Union Best for e-closing: Figure Best for large withdrawal: TD Bank Best for low credit score: PNC Bank Best for ...
A home equity line of credit, or HELOC, works like a credit card, but is secured by your home. You’re able to borrow up to a certain limit, repay some or all of what you took out, then do it again as needed. The lender uses your home’s value to set the HELOC limit. You ...
Best HELOC Lenders of 2025 Have you or your spouse served in the military? We’ve got more home loan options for you. Show me Lender ▾ ▾ NerdWallet Rating ▾ ▾ National / regional ▾ ▾ Max LTV ▾ ▾ Min. credit score ▾ ▾Learn more Bethpage Federal Credit Union: ...
PenFed Credit Union 15-month 3.65% These promotional CDs might not be available in certain areas. APYs for some products may vary by region. The CD may renew for a different term. The promotional offers are as of Feb. 6. Compare top CD rates today by term When you open a CD, select...
Navy Federal Credit Union Learn More Annual Percentage Rate (APR) Apply online for personalized rates Types of loans Conventional, VA, Military Choice, Homebuyers Choice, refinancing, HELOC Terms 10-30 years Credit needed Not disclosed Minimum down payment 5% for conventiona, 0% for VA, Military...
Upgrade is our top pick for secured loans for bad credit as it offers flexible loan terms with rates that don’t exceed 36%, as of publication. But, the lender only accepts passenger cars as collateral, so OneMain Financial or Lake Michigan Credit Union may be the better choice if you pr...
Bethpage Federal Credit Union Up to $1 million 10-year draw, 20-year repay 6.99% BMO $25,000-$150,000 10-year draw/ 20-year repay for variable-rate HELOC; 5-20-year repay for fixed-rate HELOC 7.92% (fixed) / 8.13% (variable) Bank of America $15,000–$1 million 10-year ...
Also Good for Large Loan Amounts: SoFi Best for Debt Consolidation: Discover Best for Emergency/Quick Funding: Upgrade Best for Low Minimum Credit Score: Upstart Best Big Bank: Citibank Best for Small Loan Amounts: Lake Michigan Credit Union Best for Military Members: Navy Federal Cre...
To qualify for a HELOC, you'll have to become a PenFed Credit Union member. Fortunately, anyone can become a member, and you can open a savings account with a $5 minimum deposit. Best for debt consolidation: Citizens Bank According to data from the Federal Reserve, the average credit card...
Find the Home Equity Lender That’s Right for You Looking for a revolving credit line secured by your home: Best HELOC Lenders Planning to finance home updates and repairs: Best Home Improvement Loans Struggling to qualify for a home improvement loan: ...