Why this is one of the best balance transfer credit cards: You’ll get an introductory annual percentage rate of 0% for 15 months on purchases on balance transfers from the date of first transfer and on purchases from account opening. After that, the APR will be 17.99% to 27.99% (variabl...
Best Balance Transfer Credit Cards Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Bala...
Here's our list of the best 0% APR balance transfer cards. Use these cards to knock your interest charges down to zero for up to 20 months.
A business credit card with a 0% balance transfer period can help you save money on interest, free up cash flow and pay down your debt faster. Unfortunately, these business credit cards are rare — even more so after U.S. Bank struck balance transfers from their intro APR offers in July...
However, if you do have a credit history, that does factor into the credit decision. Standout benefits: The Petal 2 card charges zero fees*: no annual fee, no late payment fee and no foreign transaction fees. It also offers a rewards program with higher returns for those who pay their...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
Consider how much time you need to repay debt:No-fee balance transfer cards provide interest-free periods ranging from six to 15 months. You should consider how much money you have leftover each month to repay debt and how long it will take to reach a zero balance. This can help you de...
Best balance transfer credit cards of January 2025 Best overall balance transfer card: Best for no fees: Best for fair credit: Best for post-balance transfer APR: Best for cash back: Best for interest rate reduction: Best for travel and consumer protections: ...
A balance transfer credit card can be an excellent tool for saving money on interest charges and taking control of your credit card debt. But before applying, consider how long the promotional period is and whether there is a balance transfer fee. The best balanc...
Bank Cash+® Visa Signature® Card: * Best cash back categories Wells Fargo Active Cash® Card: * Best for flat-rate cash rewards Capital One VentureOne Rewards Credit Card: * Best 0% APR credit card Wells Fargo Reflect® Card: * Best balance transfer credit card Capital One ...