NerdWallet's Best Credit Cards for Fair or Average Credit of February 2025 Discover it® Student Chrome: Best for Rewards for college students Mission Lane Cash Back Visa® Credit Card: Best for Prequalification + up to 1.5% cash back Capital One Platinum Credit Card: Best for Simplicity ...
Credit score Good to Excellent Regular APR 18.24% - 28.99% variable Annual fee $0 Welcome bonus None See rates and fees. Terms apply. Read our Citi Simplicity® Card review. Our expert take Pros & Cons More Details Who's this for? If you want to save on credit card interest, ...
Capital One Savor Student Cash Rewards Credit Card: Best feature: Rewards for students. If you're a student, make 2024 the year you start building credit. Many student credit cards come with rewards and welcome offers. Use your student card responsibly, which means paying your balance in full...
CardRates.com Guide: Best Credit Cards Selecting the best credit cards for your wallet or the best car for your garage involves a wealth of choices. But consider this — the credit card and automobile industries are alike in that both have specific offerings to fit different well-defined marke...
Credit Utilization: Multiple cards can help spread out your spending, keeping your credit utilization ratio lower, which is good for your credit score. Backup Options: If one card is lost or stolen, having others ensures you can still make purchases without interruption. ...
Citi Double Cash® Card: Best forLong intro period + 2% cash back Capital One Venture Rewards Credit Card: Best forFlat-rate travel rewards Show Summary Hide Summary Capital One Savor Cash Rewards Credit Card 5.0/5 $0 $250 1%-8%
If you have average credit and are looking to build up to a good or excellent credit score, it's a good idea to consider a credit card designed for average credit applicants, such as the Capital One Platinum Credit Card . Standout benefits : This card has travel benefits that can save ...
of this application process, you arenot eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will beapplied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card ...
Learn the best practices for using a credit card responsibly. From making payments on time to credit limits, Ally offers tips for smart usage.
You may be looking for a card that offers flexible rewards for travel, cash back to offset expenses or even a long introductory 0% annual percentage rate (APR) to save money on interest. Or if you’re a beginner, a starter credit card available to those with limited credit might be the...