this particular Citi credit card comes with a very competitive 0% balance transfer offer that lasts for 18 months. The card does not offer an introductory rate on purchases though, so do bear this in mind.
If the transfer fee is 5%: Don't transfer if you can pay off the balance in 7-8 months or less How do you avoid paying interest on a credit card?The only way to truly avoid paying interest is to pay off your entire balance in full each month, and on time. A balance transfer wit...
Best overall balance transfer card: U.S. Bank Visa® Platinum Card Best for no fees: Citi Simplicity® Credit Card Best for fair credit: Citi® Double Cash Credit Card Best for post-balance transfer APR: BankAmericard® Best for interest rate reduction: Chase Slate Edge℠ Best for ...
BankAmericard® credit card Intro 0% APR for 18 months Citi Double Cash® Card Discover it® Balance Transfer Chase Slate Edge℠ U.S. Bank Visa® Platinum Card Intro 0% APR for 15 months Chase Freedom Unlimited® Chase Freedom Flex® Intro 0% APR for up to 21 months Wells ...
Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months 18.49...
A balance transfer credit card may be worth it as long as the 3% to 5% fee won't cost more than the interest you'll save if you do the transfer. Run the numbers and see if it makes sense for you. If the numbers work, it's a golden opportunity to get out of debt while paying...
We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
1The best cashback card welcome bonuses 2Best 0% Purchase & Balance Transfer welcome deals 3Best fee-free travel welcome deals 4Best credit building credit card welcome deals 5Expired deals ADVERTISEMENTS All adverts are auto-generated based on your internet use and do not reflect my endorsement....
Below, CNBC Select rounded up the best credit cards of January 2025 that can help you build credit, save on interest and earn rewards. (See our methodology for more information on how we choose the best credit cards.) Best credit cards of January 2025 Best balance transfer credit card: Cit...
A balance transfer credit card can be an excellent tool for saving money on interest charges and taking control of your credit card debt. But before applying, consider how long the promotional period is and whether there is a balance transfer fee. The best balan...