We analyzed 101 popular balance transfer cards using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Best credit cards Best rewards credit cards Best travel rewards credit cards Best 0% interest credit cards Best balance transfer credit cards Best cash-back credit cards Best credit card welcome bonuses Best credit cards for building credit Best business credit cards More From SelectMore...
No Credit History Hover to learn moreApply now on Chime's secure site Intro offer Hover to learn more N/A Annual fee None Regular APR N/A Why you'll like this: You can avoid traditional secured card costs like a security deposit, interest charges and late payment fees. What you should...
Best Travel, Best Rewards Credit Card: Chase Sapphire Reserve® Best Airline Credit Card: United℠ Explorer Best Hotel Credit Card: World of Hyatt Credit Card Best Balance Transfer Credit Card: Citi® Diamond Preferred® Credit Card Best Student Credit Card: Bank of America® Travel...
Hotel Credit Cards Low Interest Credit Cards Military Credit Cards Restaurant Retail Store Secured Credit Cards Travel Cards With No Annual Fee Unsecured 0% Introductory APR Credit Cards Airline Balance Transfer Credit Cards Business Cash Back Credit Cards Rewards Credit Cards Student Credit Cards Top ...
Explore the best balance transfer credit cards offering low or 0% APR. Compare options and save on interest with a balance transfer credit card.
How Does Credit Card Interest Work?Every credit card must disclose its annual percentage rate, which is the interest you’ll incur on unpaid balances plus any fees that increase your loan principal. You incur interest only when you don’t repay your account balance in full by the payment ...
Credit card interest is the cost of borrowing money if you don't pay your balance in full each month. At the end of each billing cycle, the credit card issuer calculates your interest charges using your average daily balance, annual percentage rate (APR) and the number of days in the bi...
Balance Transfer Credit Cards: Designed for users with existing credit card debt, these cards allow the transfer of balances from high-interest cards, typically offering low or 0% introductory APR for a set period. This can significantly reduce the interest paid on the debt, making it easier to...
Do I have high-interest debts to consolidate? If you already have a lot of credit card debt, then a new credit card may be the last thing you need. But on the other hand, a new balance transfer credit card can be used to consolidate and pay down debt at 0% APR for a limited tim...