Sole proprietors could also consider a consumer credit card with a balance transfer offer, though moving company debt into your name might crunch your personal credit. A business card with 0% APR for purchases is another alternative. That could reduce new expenses so you can prioritize repaying...
Best Balance Transfer Credit Cards Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Bala...
Credit needed Excellent/Good Terms apply. Citi Simplicity® Card Rewards None Welcome bonus None Annual fee $0 Intro APR 0% for 21 months on balance transfers; 0% for 12 months on purchases Regular APR 18.24% - 28.99% variable Balance transfer fee ...
Don't try to transfer your debt from one credit card to another card that's issued by the same credit card company. Generally, you can only transfer balances from debts you owe to different financial institutions. Issuers may restrict the type of debt you can transfer. Make sure the debt...
Best overall balance transfer card: Best for no fees: Best for fair credit: Best for post-balance transfer APR: Best for cash back: Best for interest rate reduction: Best for travel and consumer protections: Best for choose-your-own-adventure: ...
There's no hard-and-fast rule for how long a balance transfer will take — the timeline can vary for each credit card company. In general, though, it can take anywhere from a few days to several weeks. Here's what you can expect from the top credit card companies: American Express:...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
Firstly, you are strongly advised to set-up an electronic agreement via your account portal. This is where the credit card company will take your monthly payments automatically from your checking account each and every month, on a fixed date. In this sense, you have two options. You can eit...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
Wells Fargo Reflect® Card: * Best balance transfer credit card Bank of America® Travel Rewards credit card: * Best welcome bonus and long intro APR Chase Slate Edge℠: * Best for building credit Capital One VentureOne Rewards Credit Card: * Best for flexi...