We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Our best no fee balance transfer credit cards3 results found, sorted by popularity. Refine results Santander All in One Credit Card Interest on balance transfers 0%for15months with no fee Representative APR (variable) 29.8%APR Balance transfer fee No fee Pay the balance over 19months with fees...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
Best balance transfer credit card: Citi Simplicity® Card Best for dining: American Express® Gold Card Best no annual fee credit card: Citi Double Cash® Card Best cash-back credit card: Chase Freedom Unlimited® Best no annual fee travel credit card: Discover it® Miles Best for air...
Balance transfer fee Either 5% of the amount of each transfer or $5 minimum, whichever is greater Credit score (700 – 749) Good, Excellent The U.S. Bank Visa® Platinum Card does not offer rewards on purchases. Why it’s the best Pros No annual fee. Introductory APR period for...
All cardsLimited time offerCash backNo annual fee0% intro APRTravelBalance transferRewardsAirline Next Issuers Credit range Hover to learn more Sort by Showing 18 results 2025 Bankrate Awards Winner Best standalone rewards card Chase Freedom Unlimited® Cardholder rating 4.3 Hover to learn more Bank...
(With some cards, you must promptly make the balance transfer after opening the card to capture the 0% rate or the 3% fee — otherwise, you pay a higher APR or fee.) If you’re looking for a great rewards credit card instead, see the our guides to the best cash back credit cards,...
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)* Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater. Foreign Transaction Fee None Our Take Why this is one of the best travel credit cards: Most travel credit ca...
Annual Fee: $0 Regular APR: 17.74%–28.49% variable Intro Purchase APR: 0% for 12 Months Intro Balance Transfer APR: 0% for 21 Months Learn More Why We Chose It The Citi® Diamond Preferred® Credit Card is an excellent choice for transferring a balance. It offers a 0% introductor...
Annual Fee:$0 Regular APR:18.24%–28.99% variable Intro Purchase APR:0% for 12 Months Intro Balance Transfer APR:0% for 21 Months Why We Chose It The Citi® Diamond Preferred® Credit Card is an excellent choice for transferring a balance. It offers a 0% introductory rate on purchases...