After declining in 2024 as the Federal Reserve cut rates, average CD yields have stabilized in early 2025 thanks to the central bank hitting pause on more rate changes—for now. Today’s best CD rates yield up to 4.50% annual percentage yield. If you choose to open an account today, you...
Term length.A CD is ideal for saving toward a specific goal with money you’re not likely to need until the account matures. Look to shorter terms for saving toward, say, a family holiday orhome renovation. Terms of one to five years or longe...
The best CD rates today are above 4%. Top offers include: Bask Bank, 3-month CD: 4.50% APY. NBKC, 7-month CD: 4.50% APY. Service Credit Union, 6-month CD: 4.50% APY. Bread Savings, 6-month CD: 4.50% APY. Marcus by Goldman Sachs, 14-month CD: 4.50% APY (annual percentage...
Compare top CD rates today by term When you open a CD, selecting a term is an important step. The term is the length of time that the money stays stashed in the account. For example, opening a CD with a one-year term means you’re making a commitment to the bank that you’ll ...
Best CD Accounts Methodology A certificate of deposit can help you get a better yield on your savings if you don't mind leaving it untouched for a specified period. We score more than 200 CD accounts based on factors such as annual percentage yield, deposit requirements and customer complaints...
12 best CD rates of May 2025: Up to 4.50% APY The best CD rates today rival those of high-yield savings — and you can lock yours in. Updated Thu, Apr 24 2025 10:35 AM EDT Elizabeth Gravier Share Editor's Note: APYs listed in this article are up-to-date as of the time of ...
Today's best CD rates by term Here are the best CD rates for a variety of terms as of August 8, 2023. Short-term CDS For savers who want to see fast returns on their savings, a short-term CD is a great option. These CDs have terms of one month up to one year. They may not...
Riverland Credit Union 2 Year CD 4.50% ↓ (down from 5.15%) Email this rate » Get Rate Alerts » Jul 12 (15 days ago) BMO Alto 3 Year CD 4.50% ↓ (down from 5.10%) Email this rate » Get Rate Alerts » Apr 26 (Today) BMO Alto 4 Year CD 4.50% ↓ (down from 5.20%...
As the best CD rates drift lower ahead of an essentially certain Fed rate cut on Sept. 18, today saw the 5-year term take a hit—with the top rate falling from 4.45% to 4.32%. You can still earn the nation's best overall rate of 5.35% from DR Bank, whose 6-month CD guarantees...
Today's Best CDs Still Pay Historically High Returns It's true that CD rates are no longer at their peak. But despite the pullback, the best CDs still offer a stellar return. October 2023 saw the best CD rates push above 6%, while the leading rate is currently down to 5%. Compare th...