The best CD rate right now is 5.50% APY available from Nuvision Credit Union for an 8-month term on deposits up to $5,000. All CDs and rates in our rankings were collected, verified, and available to open as of Jan. 21, 2025. ...
The best 1-year CD rate right now is 4.57% APY fromAlabama Credit Union—nearly 2.5 times the national average rate for a 12-month CD. All CDs and rates in our rankings were collected, verified, and available to open as of Jan. 7, 2025.1 ...
Certificates of deposit (CDs) accounts can also provide higher interest rates than regular savings accounts — and the rate is fixed so you earn the same interest throughout the full CD term. However, it's important to note that CDs aren't nearly as flexible as high-yield savings accounts...
If you want to earn the biggest CD returns possible, time could be running out. Here's why.
Top CD rates of January 2025 Sallie Mae certificates of deposit CD APY 12 month 4.10% CD APY 36 month 3.40% Minimum deposit requirement $2,500 Why it’s the best Sallie Mae has among the highest interest rates and customer satisfaction scores we found. Its current top rate is a...
Range of CD terms No monthly fee Offers CD options to raise your APY and withdraw with no penalty 10-Day CD Rate Guarantee: If the rate on your CD goes up within first 10 days of opening, you'll get that rate automatically $500 minimum deposit You can't access your money before your...
Check out the best CD rates today at top online banks and credit unions. The highest certificate of deposit rates are above 4%.
Even when factoring in recent rate decreases, competitive CD rates are still up to three times greater than the national average CD rates. What’s more, high-yielding CD rates continue to outpace therate of inflation. Learn more:CD rate forecast ...
21, 2025, the national average rate for savings accounts was 0.41%, according to the FDIC. The best CD accounts also a place to earn competitive APYs. Find the Banking Product That’s Right for You Best High-Yield Savings Accounts in 2025 Best Savings Accounts in 2025 Best CD Rates in ...
Looking for the best CD rates this month? Although many banks have trimmed their CD rates due to the Fed’s recent rate cut, you can still find CD rates that are quite high. The highest CD rate we’ve found for November is from Newtek Bank, which currently pays a 5.25% APY on a ...