Special CD. This CD has an uncommon term length, like 11 or 17 months, and offers you an especially good APY. Bump-up CD. This CD gives you the option to request a higher rate if your bank or credit union increases its annual percentage yields, but these CDs typically have lower rate...
Synchrony Bankoffers traditional CDs, a Bump-Up CD (get a higher rate), a No-Penalty CD (withdraw penalty-free) and an IRA CD (save for retirement). CD term lengths range from three months to 60 months, and you can earn up to 4.40% APY. ...
Offers CD options to raise your APY and withdraw with no penalty 10-Day CD Rate Guarantee: If the rate on your CD goes up within first 10 days of opening, you'll get that rate automatically $500 minimum deposit You can't access your money before your CD term ends Early withdrawal penal...
CD ladders suit savers hesitant to lock funds for long terms. Splitting savings across CDs with varying maturities offers a blend of short-term access and higher long-term rates. For example, if you begin by investing $3,000 in three staggered CDs (1-year, 2-year, and 3-year), then a...
Barclays is an online bank that offers only savings accounts and CDs. Its savings accounts offer APYs up to 3.80%, while its CD rates are among the highest we found. There are no minimum balances required to open either. APY: 4.15% to 5.30% Minimum deposit: None Fees: Early withdrawal...
Best CD Rates for March 2025 Marcus by Goldman Sachs Marcus, the banking branch of Goldman Sachs, launched in 2016. Since then, it has offered some of the best rates on CDs and savings accounts. Marcus offers two types of CD products: high-yield CDs and no-penalty CDs. Terms range from...
America First Credit Union offers a wide range of CD terms between three and 60 months, and all earn rates that are highly competitive. Also offered are specialty CDs such as a bump-rate CD and a flexible CD. All CDs require a manageable minimum opening deposit. Pros and cons Rate histo...
Find the best CD rates by comparing national and local rates. Bankrate compares thousands of financial institutions to make it easy for you to apply for the best certificate of deposit rate.
Looking for the best CD Rates (Certificate of Deposit)? Review the Top High Yield Certificate of Deposit rates. Compare the Best CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates.
Pros and Cons of a 3-Year CD Pros Pays a fixed, guaranteed return Offers predictable earnings May pay a higher rate than other options Is safe and essentially risk-free Can deter spending temptations Cons Imposes a penalty if you withdraw early ...