which are often higher than the CD rates available through local bank branches where you live. To ensure you are getting the best return on your money, take the
Here is our methodology for weighting CD products: APY: 70%. Customer experience: 10%. Minimum deposit: 5%. Compound interest schedule: 5%. Digital experience: 5%. Available terms: 3%. Availability: 2%. To determine APY, we documented the interest rate offered on 17 different terms. To rank...
“Bump Up” feature on its three-, four- and five-year terms, but not for the 9-month certificate. Bump-ups allow you to raise the rate of the CD if interest rates rise during the term of the CD, within limits. Fees aren’t readily available on the credit union’s website, but ...
There are lots of great short-term CD options to consider this month thanks to today's high-rate environment.
Jumbo CDs available for higher rate Alliant Credit Union membership is available to anyone $1,000 minimum deposit required Highest APY offered is on a jumbo CD requiring deposit of $75,000+ You can’t access your money before your CD term ends Early withdrawal penalty fee No physical branch ...
Find the best CD rates by comparing national and local rates. Bankrate compares thousands of financial institutions to make it easy for you to apply for the best certificate of deposit rate.
CDs are available in six terms between six months and five years, and they require no set minimum opening deposit. CDs automatically renew once they mature, following a 10 day grace period. Pros and cons Rate history for BMO Alto's CD accounts Current BMO Alto CD Rates Read review ...
For a while, the above list was probably a dozen credit unions long. Today, rates are going down, so it’s unlikely you will see anywhere offering 6%, or anything close to it. A rate of mid-4% or so is more widely available for a federally-insuredcertificate of depositavailable to ev...
The best CD rate right now is 5.50% APY available from Nuvision Credit Union for an 8-month term on deposits up to $5,000. All CDs and rates in our rankings were collected, verified, and available to open as of Jan. 21, 2025. ...
You can still earn the nation's best overall rate of 5.35% fromDR Bank, whose 6-month CD guarantees your rate to 2025. Or go withClimate First Bank's5.34% 6-month offer, which is a no-penalty CD. To lock a rate further into 2025, the top 1-year offers pay 5.25%, available from...