The best 1-year CD rate right now is 4.57% APY fromAlabama Credit Union—nearly 2.5 times the national average rate for a 12-month CD. All CDs and rates in our rankings were collected, verified, and available to open as of Jan. 7, 2025.1 ...
3 months, 6 months, 9 months, 12 months, 18 months, 36 months, 60 months Monthly fee None Early withdrawal penalty fee High Yield CDs and Raise Your Rate CDs have early withdrawal penalties that vary based on your CD term. With the No Penalty CD, withdraw all your money any time after...
Currently, the best CD rates range from 4.30 percent APY to 5.25 percent APY. This top rate is offered by Langley Federal Credit Union for a 10-month term, and is roughly three times higher than the national average of 1.7 percent on a one-year CD. Before opening a certificate of ...
CD APY 12 month 4.25% CD APY 36 month 3.75% Minimum deposit requirement $500 Why it’s the best Marcus by Goldman Sachs’ highest APY of 4.10% applies to its six-, nine- and 12-month CDs, but all Marcus CDs come with a 10-day rate guarantee — if rates go up within 10...
Marcus by Goldman Sachs 0.55% $0 Excellent CD rates TIAA Bank 0.55% $25 Full-Service Online Bank Quontic Bank 0.50% $100 High-Interest Accounts Discover Bank 0.50% $2,500 Online Transactions Detailed Insight: Top Banks and Credit Unions Offering 12-month CD Top 1-year High Yield CDs: Come...
money, while the annual percentage yield (APY) is the full amount of interest earned aftercompoundingat the end of one year. APY is almost always slightly higher than the interest rate. For example, an interest rate on a 3-month CD could be 5.023% while the APY on that same CD is ...
12-Month CD 5.25% APY View CD Rates Savings Rates 7.00% APY View Savings Rates Money Market Rates 4.75% APY View Money Market Rates Mortgage Rates 4.36% APR View Mortgage Rates Checking Rates 10.47% APY View Checking Rates Deposit Accounts ...
No penalty CD’s are perfect for those who want to open a CD with a competitive rate but might need access to their money within the CD terms. Ponce Bank 4-Month No-Penalty CD With the Ponce Bank 4-Month No-Penalty CD: Earn 4.00%% APY FDIC insured. No fees. Bank with purpose: yo...
18-Month CD 4.06% $2,000 Colorado Federal Savings Bank 18-Month CD 4.05% $5,000 Bank of the Flint Hills 18-Month CD 4.05% $500 Mid-America Bank 18-Month CD (Jumbo) 4.04% $100,000 Atkins Savings B&T 18-Month CD (Adjust-A-Rate) ...
Marcus by Goldman Sachs: Best for 12-Month High-Yield CDs To push the growth of your short-term savings, the 12-month CD option from Marcus by Goldman Sachs is a clear choice. The interest rate is among the highest available nationwide (and Marcus offers a 10-day CD rate guarantee, whi...