85+ cards analyzed. 8+ data points analyzed. 5-step fact-checking process. Best for longer transfer window Citi® Diamond Preferred® Card * Intro balance transfer APR 0% intro APR for 21 months on balance transfers Regular balance transfer APR 17.24% – 27.99% (Variable) Balance tran...
Top 0% Intro APR Credit Cards for Balance TransfersCardBest For0% Period on Balance TransfersRegular APRTransfer Fee Annual Fee Citi Double Cash® Card Top Pick: Long intro period + cash back rewards 18 months (transfers must be completed in first 4 months) 19.24% - 29.24% (Variable) ...
Balance transfer intro APR 0% intro for 18 months on Balance Transfers Regular APR 18.24% - 28.24% (Variable) Rewards rate Hover to learn more 1% - 5% Annual fee $0 Why you'll like this: It boasts an intro APR on par with several top balance transfer cards, plus it rewards your purch...
Most balance transfer credit cards offer no interest for upwards of six months, which can help you save a lot of money on your debt. But many of these cards charge a 3% to 5% balance transfer fee, which can seriously cut into those savings. The average American has $5,313 in credit ...
Best Balance Transfer Credit Cards Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Bala...
We analyzed 101 popular balance transfer cards using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Compare the best money transfer credit cards available. A simple, low-cost way to borrow. Find out how these cards work, plus their advantages and drawbacks.
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
A balance transfer credit card can save you money by moving debt from a high-interest card to a new card with a lower promotional interest rate — ideally 0% for a year or more — so you can pay off that debt more easily. The transaction isn't without a cost, though. Most cards ch...
Fewer free checked bags than some competing airline cards Balance transfer fee of 5% (min $5) Investopedia's Rating 3.5 Recommended Credit Score: 670–850 Annual Fee: $95 Bonus Offer: 30,000 Bonus points for spending $3,000 in the first 3 months Rewards: 4 Bonus and 5 Base points per...