14 Best balance transfer cards of November 2024 Written by India Davis and Garrett Yarbrough Edited by Nouri Zarrugh Reviewed by Beverly Harzog Updated November 07, 2024Advertiser Disclosure: The listings that appear on the website are from credit card companies from which Bankrate receives ...
Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months 18.24...
Citi® Diamond Preferred® Card Rewards None Welcome bonus None Annual fee $0 Intro APR 0% for 21 months on balance transfers; 0% for 12 months on purchases Regular APR 17.24% - 27.99% variable Balance transfer fee 5% of each balance transfer; $5 minimum. Balance transfers must be compl...
So the sooner you make the transfer, the more time you have to pay off the balance interest-free. Don't make purchases on the new card. With a balance transfer, your goal is to reduce your balance. So don't add to it with new purchases. You must be especially careful if the new ...
1. Use This Card as a Means To “Start the Clock” on Your Debt Clark says applying for a balance transfer credit card can save you money on interestandhelp you get rid of your existing credit card debt more quickly. “The advantage provided by a balance transfer card is obviously the ...
0% balance transfer period of 15 months. Not only this, but the card also comes with 15 months of purchases at 0% interest, which is great. However, don’t forget – if you’re looking to reduce your debt levels you should try to refrain from using the card to make impulse purchases...
If you're approved for a 0% APR balance transfer credit card, you can use the card to pay off your other credit card(s). Then, you can focus on paying off your balance without interest charges to slow you down. Find out which balance transfer credit cards are most recommended by us...
Balance transfer cards have the power to drastically cut your payments with 0% APR. But there's a cost, and rules to follow.
to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of the best balance transfer cards available today...
A balance transfer credit card can be an excellent tool for saving money on interest charges and taking control of your credit card debt. But before applying, consider how long the promotional period is and whether there is a balance transfer fee. The best balanc...