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Another piece of advice many Redditors give is to simply give yourself time to not only show good credit habits over time but also rebuild relationships with previous issuers with whom you made credit mistakes. “Sounds like all you need is time. That’s what helped me move from the poor...
When should you refinance?The best time to refinance your loans is when the interest rate has fallen a full percentage point below your current interest rate. Ever feel like you're bleeding money? You're not alone. Our next option can help can get your finances back on track. ...
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A few years back, my husband and I refinanced some of our student loans and now pay a two percent lower interest rate than we were originally paying. This is saving us thousands of dollars in the long-run. Set goals and find accountability You can’t succeed on your own. Without solid...