Best Buy offers three credit cards(in partnership with Citi), which is actually a little confusing, so be careful, especially if you have a lower credit score, because one of their cards has a $59 annual fee. (See our Best Buy credit card review here.) With three Best Buy credit cards...
It's a straightforward, reliable credit card with strong rewards. Cardholders earn 1.5% cash back on all purchases without any spending caps. This is also my favorite cash back credit card for personal use. Key Benefits Credit Score Needed: Good to Excellent ...
Credit score Good to Excellent Regular APR 18.24% - 28.99% variable Annual fee $0 Welcome bonus None See rates and fees. Terms apply. Read our Citi Simplicity® Card review. Our expert take Pros & Cons More Details Who's this for? If you want to save on credit card interest, ...
Card details Best overall rewards card BMO CashBack® World Elite®* Mastercard®* 4.9 NerdWallet rating APPLY NOWon BMO's website Annual fee $120Waived first year Interest rates 20.99% / 23.99% Rewards rate 1%–5% Intro offer Up to 10% cash back Recommended credit score660-900 Rewards...
Credit score Good to Excellent Regular APR 20.49% - 27.49% variable on purchases and balance transfers Annual fee $95 Welcome bonus Earn 60,000 bonus points Terms apply. Read our Chase Sapphire Preferred® Card review. Our expert take More Details Who's this for? If you want to sti...
NerdWallet credit card expert Sally French goes over the basics of balance transfer credit cards. Generally speaking, you’ll need good to excellent credit to be approved for a balance transfer credit card. That’s roughly defined as a credit score of 690 or better. But credit scores alone do...
Card Details Best for point value Chase Sapphire Preferred® Card Cardholder rating 4.2 Hover to learn more Bankrate score 4.9 Hover to learn moreBankrate review Add to compare Recommended credit score:(670 - 850) Hover to learn moreApply now on Chase's secure site Intro offer Hover to lea...
Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted. Terms Apply. Product Details Issuer Name American Express Credit Needed Good, Excellent Annual Fee $0 Regular APR 18.24% - ...
Damaging your credit. Although properly using a credit card is one of the best ways to improve your credit score, you can seriously hurt your score with missteps like missing credit card payments and keeping a balance over 30% of your credit limit. Taking on credit card debt. Being able ...
Credit Score Excellent, Good Why we picked it The Capital One VentureOne is the best balance transfer card for flexible travel rewards due to its flat-rate rewards that can be redeemed for travel expenses. With a competitive 0% intro APR for 15 months (3% f...