Best home equity line of credit (HELOC) rates in December 2024 LOAN TYPECREDIT LINE AMOUNTTERM PERIODCURRENT APR Comerica Bank $10,000–$500,00030 years6.24% Bethpage Federal Credit Union Up to $500,00010-year draw, 20-year repay6.99% ...
Offers HELOC and home equity loans Higher-than-average rates Doesn't offer USDA loans Not available in all states View More Who's this for? If you need to access a lot of cash, TD Bank has a $6 million draw limit — one of the largest in the market. Don't need a lot? There'...
Citizens Bank offers a HELOC with an 8.50% variable interest rate and a credit line of up to $400,000. The lender offers fast funding in as little as two weeks from application to funding. While Citizens doesn't charge set up or appraisal fees, they do charge a $50 annual fee during...
U.S. Bankoffers both home equity loans and HELOCs in 47 states, with the option of interest-only HELOCs for qualified borrowers. You also have the option to lock all or part of your outstanding HELOC balance into a fixed-rate option during your draw period. ...
PNC Bank 4.7 U.S. News Rating Loan Types Offered Conventional, FHA, VA, Jumbo, ARM, Refinancing, HELOC, USDA Minimum FICO Credit Score 620 Check RatesFrom Our PartnerMore Details Best for digital closing Rate 4.6 U.S. News Rating Loan Types Offered Conventional, FHA, VA, Jumbo, ARM,...
First National Bank of America certificates of deposit CD APY 12 month 4.26% CD APY 36 month 4.10% Minimum deposit requirement $1,000 Why it’s the best First National Bank of America should be strongly considered by those interested in a long-term CD. It offers higher long-term...
Best home equity line of credit (HELOC) rates in January 2025 LOAN TYPE CREDIT LINE AMOUNT TERM PERIOD CURRENT APR Comerica Bank $10,000–$500,000 30 years 6.24% Bethpage Federal Credit Union Up to $1 million 10-year draw, 20-year repay 6.99% BMO $25,000-$150,000 10-year draw...
Offers both usage-based insurance and pay-per-mile insurance. Cons Not the cheapest insurer for drivers with a DUI or accident on their record. Does not offer rideshare insurance. Customer reviews Nationwide has a low customer complaint rate of 0.6, which is below the national average of 1.0...
Community Bank could be the right choice if you don't want to pay all the upfront mortgage costs right away: It's no-closing-cost mortgage rolls the lender fees into your mortgage balance, so you can pay them off over time. Standout benefits: Community Bank offers both home equity ...
Conventional, VA, Jumbo, ARM, Refinancing, Home Equity, HELOC Mortgage Rates Lower than industry average Check RatesFrom Our PartnerMore Details Best for variety of loan types U.S. Bank Mortgage NMLS #399802 4.6 U.S. News Rating Minimum FICO Credit Score Not disclosed Minimum Down Payment ...