Best for online application & VA loans. NBKC Bank NMLS #409631 4.7 U.S. NewsRating Minimum FICO Credit Score 620 Minimum Down Payment 3% Loan Types Offered Conventional, FHA, VA, Jumbo, ARM, Refinancing Mortgage Rates Same as industry average ...
U.S. Bank Mortgage 4.6 NMLS #399802 See Offers 3% Not disclosed Load More Lenders in More Detail Best for customer service Rocket Mortgage NMLS #3030 4.8 U.S. News Rating Minimum FICO Credit Score 620 Minimum Down Payment 1% Loan Types Offered Conventional, FHA, VA, Jumbo, ARM, Refinanc...
Find a simple mortgage that works for you Explore cash-out refinancing solutions and get access to cash quickly Shorten your current loan term with custom fixed-rate loans from 8- to 30- years Variable lines of credit available Application syncs with your bank for real-time updates and a fas...
Step 2: Set a budget – It’s important to understand how much house you can afford before you go shopping. Note that you may be preapproved for more money than what you can comfortably afford.Step 3: Understand your mortgage options –There are a few different types of mortgages. Know ...
Our top picks for mortgage lenders in 2025 Best for closing cost assistance Bank of America Interest rates Below national average DTI ratio No maximum What you should know Bank of America is the best overall option for many existing homeowners and first-time homebuyers since they offer many fixed...
PNC Bank: Best for jumbo loans Compare the best mortgage lenders Company Types of loans Learn more Rocket Mortgage Fixed-rate, adjustable rate, jumbo, FHA, VA, HELOC Visit Rocket Mortgage Navy Federal Credit Union Fixed-rate, adjustable-rate, jumbo, VA, Military Choice, Homebuyers Choice, ...
Best for no down payment: Guild Mortgage Best for affordability: New American Funding Best for no lender fees: Ally Bank Best for low-income borrowers: Chase Bank Best for VA loans: Navy Federal Credit Union Best for USDA loan: PNC Bank Best online lender: Rocket Mortgage Click here to vie...
Because this frees up the bank's capital to make more loans. Who you choose to help you obtain a mortgage really depends on two things: 1) Your personal financial situation and, 2) What sort of relationship you want with a mortgage lender. If you have a ...
Best for flexible down payment options:Chase Bank Best for no fees:Ally Bank Best for flexible loan options:PNC Bank Best for saving money:SoFi Best for lower credit scores Who's this for?Rocket Mortgage is one of the biggest U.S. mortgage lenders and has become a household name. Most ...
Best for variety of loan types U.S. Bank Mortgage NMLS #399802 4.6 U.S. News Rating Minimum FICO Credit Score Not disclosed Minimum Down Payment 3% Loan Types Offered Conventional, FHA, VA, Jumbo, ARM, Refinancing, Home Equity, HELO... Show More Mortgage Rates Same as industry average...