We analyzed 101 popular balance transfer cards using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Balance transfer fee 5%, min: $5 Foreign transaction fee 3% Credit needed Excellent/Good See rates and fees, terms apply. Best-in-class intro-APR for purchases and qualifying balance transfers No annual fee Cell phone insurance No rewards No welcome bonus High balance transfer fee View More ...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
Card Details Best for simplicity Wells Fargo Active Cash® Card Bankrate score 4.3 Hover to learn moreBankrate review Add to compare Recommended credit score:(670 - 850) Hover to learn moreApply now on Wells Fargo's secure siteSee Rates & Fees Intro offer Hover to learn more $200 cash ...
Card Details Best for unlimited cash rewards Wells Fargo Active Cash® Card Bankrate score 4.3 Hover to learn moreBankrate review Add to compare Recommended credit score:(670 - 850) Hover to learn moreApply now on Wells Fargo's secure siteSee Rates & Fees Balance transfer intro APR 0% in...
Rates and Fees Terms Apply Best Feature Hilton hotel rewards. Credit Needed Excellent, Good 670-850 Intro Bonus Earn 70,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the Hilton Honors American Express Card in your first 6 months of Card Memb...
Citi Custom Cash® Card Top earning rates across a wide range of bonus categories 15 months 19.24% - 29.24% Variable APR Balance transfer fee applies with this offer: 5% of each balance transfer; $5 minimum. $0 Bank of America® Unlimited Cash Rewards credit card Valuable signup offer +...
Benefits Of Owning A Best Balance Transfer Credit Card Here are some important benefits and things to note when making a balance transfer to a new 0% intro APR credit card. Credit card debt is one of theworst types of debtto pay. So please pay off your credit card balance each month. ...
Best Travel, Best Rewards Credit Card: Chase Sapphire Reserve® Best Airline Credit Card: United℠ Explorer Best Hotel Credit Card: World of Hyatt Credit Card Best Balance Transfer Credit Card: Citi® Diamond Preferred® Credit Card Best Student Credit Card: Bank of America® Travel...
See Rates & Fees Intro (Purchases) Intro (Transfers) Regular APR Annual Fee Credit Needed 0% for 15 months 0% for 15 months 19.24% - 29.24% (Variable) $0 Excellent, Good See all Air Miles cards » #1 in 0% Balance Transfer Citi® Diamond Preferred® Card at Citi'...