Best Balance Transfer Credit Cards Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Bala...
To avoid this fee, check out our top 5 credit cards with no balance transfer fee. Rule of Thumb: If the transfer fee is 3%: Don't transfer if you can pay off the balance in 4-5 months or less. If the transfer fee is 5%: Don't transfer if you can pay off the balance in 7...
Why this is one of the best balance transfer credit cards: Pay off debt or finance a big purchase with 0% introductory APR on purchases and qualifying balance transfers for 21 months. After that introductory period, there is a 17.24%, 23.74%, or 28.99% variable APR that applies and the ...
Balance transfer cards have the power to drastically cut your payments with 0% APR. But there's a cost, and rules to follow.
Best balance transfer credit cards of January 2025 Best overall balance transfer card: Best for no fees: Best for fair credit: Best for post-balance transfer APR: Best for cash back: Best for interest rate reduction: Best for travel and consumer protections: ...
I've been a client of Chase for over 10 years and the Freedom Unlimited card is my top choice in this best balance transfer credit cards review. I use this card practically every day and have earned thousands of dollars in rewards and cash back. ...
We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
How much money could you save with a 0% balance transfer? What is a balance transfer credit card? Expert advice on how to use a balance transfer card What people say about balance transfer credit cards Our data: Are balance transfer cards becoming harder to get? How to maximize your 0...
When you're researching balance transfer credit cards, you will run into promotional balance transfer offers. These offers are usually attached as introductory benefits when opening up new credit cards. As much as the promotional balance transfer helps alleviate some of the debt at the beginning, ...
A balance transfer credit card can be an excellent tool for saving money on interest charges and taking control of your credit card debt. But before applying, consider how long the promotional period is and whether there is a balance transfer fee. The best balance transfer cards come with no...