Best Balance Transfer Credit Cards Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Bala...
Best credit cards Best rewards credit cards Best travel rewards credit cards Best 0% interest credit cards Best balance transfer credit cards Best cash-back credit cards Best credit card welcome bonuses Best credit cards for building credit Best business credit cards More From SelectMore...
If you want toget out of debtor finance new purchases, a0% APR credit cardcan be a good tool that offers no interest on purchases,balance transfersor both. TheCiti Simplicity® Cardoffers a 0% intro APR for 21 months on balance transfers and 0% intro APR for 12 months on purchases (...
In a nutshell, balance transfer cards are suitable for anyone that currently has debt on one or more credit card that is currently yielding interest. As we noted earlier, the overarching purpose is to either reduce the amount of interest that you are paying, or to consolidate multiple debts o...
Best balance transfer credit cards of 2025. Best 0% APR credit cards of 2025. Best low-interest credit cards of 2025. The credit cards with the richest rewards, plushest perks, lowest interest rates and longest 0% periods are available only to those with good to excellent credit. If you'...
The best balance transfer credit cards of 2023 Citi® Diamond Preferred® Card: Best overall for balance transfers. U.S. Bank Visa® Platinum Card: Best for long balance transfers. Citi Double Cash® Card: Best for flat-rate cash back rewards. ...
transfer fee on the card, which is higher than the typical 3% fee on many other cards, including our benchmarkCiti Double Cash. However, the 15-month introductory period on purchases has no fee, so it may make sense to use that feature of the card and avoid the balance transfer part...
Best Balance Transfer Credit Cards Review Chase Freedom Unlimited Credit Card If you’re looking for a 0% intro APR for purchases paired with flexible cash back rewards and a lot of other perks, this is it. TheChase Freedom Unlimited credit cardoffers a 15 month intro 0% APR on new purcha...
Most balance transfer credit cards with intro APR offers require qualifying transactions to be completed within 60 days of account opening. However, the Citi Diamond Preferred lets you complete balance transfers within a full four months of account opening. Card details Annual fee: $0. Rewards: ...
The best balance transfer credit cards of 2023 Citi® Diamond Preferred® Card: Best overall for balance transfers. U.S. Bank Visa® Platinum Card: Best for long balance transfers. Citi Double Cash® Card: Best for flat-rate cash back rewards. ...