Balance transfer intro APR 0% intro for 18 months on Balance Transfers Regular APR 18.24% - 28.24% (Variable) Rewards rate Hover to learn more 1% - 5% Annual fee $0 Why you'll like this: It boasts an intro APR on par with several top balance transfer cards, plus it rewards your purch...
We took a look at approval rates for credit cards on this page among people who have registered for NerdWallet and activated their free credit score. Over a 10-month period in 2024, the average credit score among applicants for balance transfer credit cards on this page was 701. The average...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
You may notice that some of the cards on our list of best balance transfer cards also have promotions that incentivize new spending. Clark says that’s the biggest danger of applying for a new card! “Don’t charge anything new to your balance transfer card!” ...
Best Credit Cards 2024 Best Overall, Best Cash Back Credit Card: Capital One Quicksilver® Cash Rewards Credit Card Best Travel, Best Rewards Credit Card: Chase Sapphire Reserve® Best Airline Credit Card: United℠ Explorer Best Hotel Credit Card: World of Hyatt Credit Card Best Bal...
Transfers can't be made between cards from the same bank.For example, if you have a Chase card, you can't transfer debt to another Chase card. You may incur a fee.Most of these cards charge abalance transfer fee. It's usually 3% to 5% of the amount you transfer. For example, tra...
Who is a Balance Transfer Card Suitable for? In a nutshell, balance transfer cards are suitable for anyone that currently has debt on one or more credit card that is currently yielding interest. As we noted earlier, the overarching purpose is to either reduce the amount of interest that you...
Below, CNBC Select rounded up the best credit cards of February 2025 that can help you build credit, save on interest and earn rewards. (See our methodology for more information on how we choose the best credit cards.) Best credit cards of February 2025 Best balance transfer credit card: ...
Minimum balance Varies Low or none Low or none Term Rate May be higher than that of most checking or savings accounts May be higher than the rate of some MMAs or CDs; may be tiered with higher rates for larger balances Low or no interest Term; may be higher than that of most checkin...
A balance transfer credit card can be an excellent tool for saving money on interest charges and taking control of your credit card debt. But before applying, consider how long the promotional period is and whether there is a balance transfer fee. The best balance transfer cards come with no...