Upstart 3.7 Small balance loans $1,000 to $50,000 4.6% to 35.99% 3 to 5 years Origination and late fees Best for Short-Term Loans Discover 3.6 ★★★ ★★★ ★★★ Unique Features No interest if the loan is repaid within the first 30 days Credit Score Needed 660 Loan Amounts ...
LightStream: Best for Online loans with no fees 4.5NerdWallet Rating Est. APR 6.99-25.29% Loan amount $5K-$100K Min. credit score 660 See Offerson LightStream's website on LightStream's website View details LendingPoint: Best for Online loans for fast funding 4.0NerdWallet Rating Est....
LightStreamfee structure is borrower-friendly — no origination fees, late fees or prepayment penalties. However, it’s important to note that loan approval is reserved for individuals with good to excellent credit. The evaluation process considers debt-to-income ratio, payment history and assets as...
Need to have an account with the provider? No Customer support Phone, branch, social media, app, chat (in-app only) NerdWallet's Pros & Cons Pros: You can ask to change your payment date. TSB current account holders can apply for smaller and larger loans. You can get a joint loan. ...
Top 6 personal loans with no origination fees Best overall:SoFi Best for low rates:LightStream Best for debt consolidation:Discover Best for medical professionals:Laurel Road Best for smaller loans:PenFed Best for borrowing with a cosigner:U.S. Bank ...
Fees: 0% to 10%Loan Terms: 24 to 144 monthsMinimum Credit Score: 585 LendingTree is another online loan marketplace offering personal loans for up to $100,000 with terms as long as 12 years. And like Credible, it’s also a source for mortgages, credit cards, and car loans. Based ...
Zachary Romeo is a certified Commercial Banking and Credit Analyst (CBCA), and the Head of Loans and Banking at MoneyGeek. Previously, he led production teams for some of the largest online informational resources in higher education, with over 13 years of experience in editorial production. ...
Who has the best personal loan interest rates in Oregon? PenFed offers the lowest starting APR on personal loans in Oregon, according to MoneyGeek's analysis, with rates as low as 7.99%. However, the best option for you may vary depending on your financial situation and needs, and securing...
Peer-to-peer loans are funded by individual and institutional investors. We compared and reviewed the best peer-to-peer lenders based on loan rates, fees, required credit score, and more to help you find the right loan.
We researched and evaluated APRs, fees, loan amounts, and terms from leading personal loan lenders to help you find the best personal loans for your needs.