Want to lock in a great CD rate for a longer term? Every day, we rank the Top 15 APYs in every major CD term. You can find those here: Best 3-Month CD Rates Best 6-Month CD Rates Best 1-Year CD Rates Best 18-Month CD Rates ...
There are lots of great short-term CD options to consider this month thanks to today's high-rate environment.
Merrick Bank has one of the best 6-month CD rates in the nation with a 5.31% annual percentage yield (APY), along with highly competitive yields on other durations. Note that the bank requires a $25,000 minimum deposit, but if you have that much on hand, then this could be a great...
6-month CD 4.45% 12-month CD 4.55% 18-month CD 4.35% 24-month CD 4.20% 36-month CD 3.90% 48-month CD 2.00% 60-month CD 2.00%Rates as of published date Why We Picked It: The combination of great CD rates, flexibility, and excellent customer support makes Newtek Bank a top choice...
Although CDs typically offer higher APYs than high-yield savings accounts, you can still find competitive rates at around 5.00% APY. FAQs Are 6-month CDs worth it? What is an average return on a 6-month CD? Who has the highest paying CD right now? Should I buy a CD now or wait?
Bankrate's picks for the best 6-month CD rates Note: Annual percentage yields (APYs) shown were updated between Feb. 1 and Feb. 7. Bankrate's editorial team validates this information regularly, typically biweekly. APYs may have changed since they were last updated and may vary by region ...
money, while the annual percentage yield (APY) is the full amount of interest earned aftercompoundingat the end of one year. APY is almost always slightly higher than the interest rate. For example, an interest rate on a 3-month CD could be 5.023% while the APY on that same CD is ...
The Fed lowered its benchmark rate multiple times in the second half of 2024. As a result, banks and credit unions have started lowering CD rates. With a CD, you can lock in high rates while they’re still around. Best 6-Month CD Rates ...
Valley Direct 3 Year CD 5.60% - (steady @ 5.60%) Email this rate » Get Rate Alerts » Jan 8 (21 days ago) State Bank of India 1 Year CD 5.41% ↓ (down from 5.67%) Email this rate » Get Rate Alerts » Jul 17 (16 days ago) Ameriprise Bank 6 Month CD 5.35% ↑ (up...
My eBanc CD rates 6 months: 4.40% 1 year: 4.25% 18 months: 4.15% 2 years: 4.00% 3 years: 3.70% Bread Savings certificates of deposit CD APY 12 month 4.10% CD APY 36 month 3.90% Minimum deposit requirement $1,500 Why it’s the best Bread Savings is a great option for...