Best balance transfer credit cards of 2022 Intro 0% APR for up to 21 months Wells Fargo Reflect® Card Citi® Diamond Preferred® Card Citi Simplicity® Card BankAmericard® credit card Intro 0% APR for 18 months Citi Double Cash® Card Discover it® Balance Transfer Chase Slate ...
In its most basic form, a balance transfer card is simply a credit card that allows you to transfer balances you are currently holding on other cards. The overarching selling point is that by obtaining a balance transfer card, you stand the chance of consolidating your outstanding credit card ...
If used strategically, a balance transfer credit card can help you pay off credit card debt. You’ll want to pay special attention to the introductory 0% APR, annual fees, and other perks the credit card may offer. We cover these essential topics below so you can select the best balance ...
We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Moving debt to a balance transfer credit card with a 0% introductory APR period can definitely save you money on interest in the short term, but it’s not without its own costs. Most notably, these cards charge a balance transfer fee. If you’d be able to pay off your debt in a cou...
Discover U.S. News' picks for the best balance transfer cards. Find the best 0% APR and low interest card offers to save money and pay off your debt.
To avoid this fee, check out our top 5 credit cards with no balance transfer fee. Rule of Thumb: If the transfer fee is 3%: Don't transfer if you can pay off the balance in 4-5 months or less. If the transfer fee is 5%: Don't transfer if you can pay off the balance in 7...
Best balance transfer credit cards of January 2025 Best overall balance transfer card: Best for no fees: Best for fair credit: Best for post-balance transfer APR: Best for cash back: Best for interest rate reduction: Best for travel and consumer protections: ...
Balance Transfer Credit Cards Business Cash Back Credit Cards More Rewards Credit Cards Student Credit Cards Travel Credit Cards American Airlines Young Adults Best Credit Cards Delta Hilton Marriott New Cards Southwest United Cards for Bad Credit Excellent Credit Cards for Fair Credit Good Credit No ...
For example, if you're going to carry a balance, even the best rewards credit cards won't be worth it for you. High interest rates will negate the value of any rewards that you earn. Secondly, think about how complex you want your credit card strategy to be. If you find chasing the...