Overview: Best 1-year CD rates Financial Institution1-year APYMinimum DepositBest For Comenity Direct 0.65% $1500 Safe Place to Put Savings First Internet Bank of Indiana 0.60% $100 High-Interest Rate CDs Barclays Bank 0.55% $0 High Security CDs Ally Bank 0.55% $0 Earning Competitive Rates ...
Even with the Fed cutting interest rates three times to end 2024, you can still earn a great rate of return with a one-year CD.
How to find the best 1-year share certificate for you Banks or credit unions: Who offers better rates? 1-year credit union CD FAQs Research methodology Bankrate’s picks for top 1-year credit union CD rates Note: Annual percentage yields (APYs) shown are as of Jan. 23. Bankrate's...
Current 1-year CD trends Bankrate Partner average 4.11%APY National average 1.84%APY CD rates remainhigh, but are projected to move lower. The Fed is predicted to continue cutting rates in 2025. Read more from Bankrate's experts in ourCD rates forecast. ...
5 Best 1-Year CD Rates Of February 2025 (up to 4.40% APY) Grow your savings in just 12 months with these top 1-year CDs. Updated Sat, Feb 1 2025 1:33 AM EST Elizabeth Gravier Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may ...
The Very Best CD Rates and Terms for Certificates of Deposit and savings accounts in the USA and abroad. Current USA Treasury Rates plus top CD rates from Citibank, BofA, Chase, Wachovia, Taunus, Wells Fargo, HSBC, US Bancorp, Suntrust,
Best CD Rates in 2025 Best High-Yield Checking Accounts in 2025 What Should You Use a Money Market Account for? MMAs are ideal for situations where you need to set aside a relatively large sum without investment risk or you have a sizable sum available and haven't yet decided whether to ...
1.5-year, 2-year, 3-year, and 4-year CDrates that compound daily and pay interest quarterly. For long-term goals, investing in longer-term CDs will yield better rates. A5-year CDrate that compounds daily and pays interest quarterly. Choose a 5-year CD if you are sure you won’t nee...
You'll deposit money for a specified time period in exchange for a fixed interest rate, with longer terms generally coming with higher rates. CD interest rates may be higher than those offered by high-yield savings accounts. Cash management accounts. These nonbank deposit accounts earn interest,...
rates, the highest rate on a 1-year CD was 2.60%. Over the years, we've seen CD rates decrease and then increase again to the levels they are at now in 2024. The top 1-year CD rate today is over 2x what the top rate was when we started writing about the best CD rates in ...