Check out the best CD rates today at top online banks and credit unions. The highest certificate of deposit rates are above 4%.
When you choose a CD, you open the account at the bank either online or in person and make the deposit. This is a one-time deposit that you leave untouched until the CD matures. For example, if you invested $1,000 in a 12-month CD, you promise to leave that $1,000 untouched for...
Fidelity’s 9-month CD earns a 4.15% APY which is very competitive. You can get started with as little as whole CD for a minimum of $1,000 or buy CD fractions in increments of $100. It’s important to note that Fidelity offers brokered CDs. These are a lot like bank CDs but you...
Ally Bank offers seven terms of regular CDs. They range from a three-month CD to a five-year CD. Pros and cons Rate history for Ally Bank's CD accounts 3 months6 months9 months1 year18 months2 years3 years4 years5 years See table view ...
3.9Bankrate CD score Annual percentage yield 4.25% Min. deposit to open $500 Why Bank5 Connect? Bank5 Connect's CDs start with a minimum deposit of $500, offering eight terms ranging from three months to three years, including an add-on CD called a 24-month Investment CD. While most AP...
What is the highest paying 1-year CD? Should I buy a CD now or wait? How much does a 12-month CD pay? Can you negotiate CD rates with your bank? Subscribe to the CNBC Select Newsletter! Money matters — so make the most of it. Get expert tips, strategies, news and everything el...
The best 3-month CD rates The best 6-month CD rates The best 1-year CD rates The best 3-year CD rates The best 5-year CD rates Our methodology To determine which certificates of deposit (CDs) offer the best return on your money, CNBC Select analyzed dozens of CD accounts offered by...
3.60% 1-year Add-on certificate CD APY 36 month 3.70% Minimum deposit requirement $500 Why it’s the best Members can access a wide variety of high-yielding CDs with accessible minimum deposits. Short-term savers reap a 3.60% APY on a six-month CD, while a one-year (add-on ...
Best 1-Year CD Rates Best 18-Month CD Rates Best 2-Year CD Rates Best 4-Year CD Rates Best 5-Year CD Rates Best Jumbo CD Rates Nuvision Credit Union – 5.50% APY* (8 months) Minimum deposit:$1,000 Early withdrawal penalty:3 months of interest ...
The best 1-year CD rate right now is 4.57% APY fromAlabama Credit Union—nearly 2.5 times the national average rate for a 12-month CD. All CDs and rates in our rankings were collected, verified, and available to open as of Jan. 7, 2025.1 ...