The best balance transfer credit cards charge no annual fee and offer at least 15 months of 0% APR for balance transfers. Using a balance transfer card wisely can save you hundreds, or even thousands, of dollars in interest and help you get out of debt faster. Why trust NerdWallet NerdWall...
We analyzed 101 popular balance transfer cards using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
The best 0% intro APR credit cards feature interest-free financing periods of well over a year, while keeping annual fees and balance transfer fees at a minimum. We carefully analyzed all of the available 0% APR credit cards to put together our list of the very best. Here are our ...
We considered cards that have both no balance transfer fee and an introductory 0% APR period. If a card did not charge a balance transfer fee but did charge interest on balance transfers, they were excluded. We compared each card on a range of features, including: annual fee, balance trans...
Regular APR 18.24% - 28.24% Variable APR on purchases and balance transfers Rewards rate Hover to learn more 1.5X Annual fee $0 Why you'll like this: It’s one of the only travel cards that helps you minimize interest and earn points on bookings (at a top flat rate via Preferred Reward...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
18 billing cycles 0% Intro APR for 18 billing cycles for purchases Regular APR: 15.24% - 25.24% Variable APR on purchases and balance transfers Show 1 more row On This Page What's a zero-interest credit card? How much can you save? Popular 0% APR credit cards What people say online...
High credit card interest doesn't have to put a strain on your finances. Utilizing an introductory 0% APR balance transfer offer can help you pay down your credit cards faster. Instead of paying high interest, you can use those funds to pay down debts even faster. This can save you thous...
For example, let’s say that you currently have two credit cards. Card A has a balance of $4,000, and Card B has a balance of $3,000. Both cards come with an interest rate of 20% APR, which is hugely expensive. However, if you were to move both debts onto a 0% balance tran...
0% 21 months on Balance Transfers 17.24% - 27.99% (Variable) $0 Good/Excellent See all 0% Balance Transfer cards » #1 in Cash Back Bank of America® Customized Cash Rewards credit card at Bank Of America'ssecure website CASH BACK RATING ★★★ 4.9 OVERALL RATING 4.9/5.0...