We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Most balance transfer credit cards with intro APR offers require qualifying transactions to be completed within 60 days of account opening. However, the Citi Diamond Preferred lets you complete balance transfers within a full four months of account opening. Card details Annual fee: $0. Rewards: ...
We analyzed 101 popular balance transfer cards using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
These cards tend to come from credit unions, which require membership, or regional banks that don’t operate in every state. For example, the ESL Visa Credit Card from ESL Federal Credit Union has no balance transfer fee, charges no annual fee and has a 0% APR on transfers for 12 ...
Top 0% Intro APR Credit Cards for Balance TransfersCardBest For0% Period on Balance TransfersRegular APRTransfer Fee Annual Fee Citi Double Cash® Card Top Pick: Long intro period + cash back rewards 18 months (transfers must be completed in first 4 months) 19.24% - 29.24% (Variable) ...
Low or No-Intro APR: Check Specifically for Balance Transfers Low or No Annual Fee Skip the Bonuses How to Choose the Best Balance Transfer Offer Related Our List of the Best Balance Transfer Cards Chase Slate Edge Chase Slate Edgeis a bit unique. It offers 0% intro APR on purchases and...
Balance transfer intro APR 0% intro for 18 months on Balance Transfers Regular APR 18.24% - 28.24% (Variable) Rewards rate Hover to learn more 1% - 5% Annual fee $0 Why you'll like this: It boasts an intro APR on par with several top balance transfer cards, plus it rewards your purch...
The best balance transfer credit cards charge no annual fee and offer at least 15 months of 0% APR for balance transfers. Using a balance transfer card wisely can save you hundreds, or even thousands, of dollars in interest and help you get out of debt faster. Why trust NerdWallet NerdWall...
within the first 60 days of opening the account to benefit from the 0% interest offer, which is more than enough time to make your transfers. In terms of fees, the card does not come with any annual fees, which is great. However, you will need to pay a 3% balance transfer fee. ...
Balance transfer fee Most balance transfer cards charge a fee per transfer, typically 3% to 5% of the transfer amount. The money you save in interest can outweigh this fee, but make sure to do the math. To avoid fees, check out the best no-fee balance transfer credit cards. Annual fee...