While the card doesn’t offer rewards on every purchase, you can get cash back with select merchants with My Wells Fargo Deals. Best for no-frills debt-busting U.S. Bank Visa® Platinum Card * Intro balance transfer APR 0% intro APR for 21 billing cycles on balance transfers Regular...
No rewards No welcome bonus High balance transfer fee View More Who's this card for? The Wells Fargo Reflect® Card is ideal if you're looking to pay off large purchases over time or consolidate credit card debt. Intro APR offer: The Wells Fargo Reflect Card offers a 0% intro APR for...
Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months 18.24...
We analyzed 101 popular balance transfer cards using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
but this does not influence our evaluations or ratings. our opinions are our own. the best balance transfer credit cards charge no annual fee and offer at least 15 months of 0% apr for balance transfers. using a balance transfer card wisely can save you hundreds, or even thousands, of dol...
You might find a credit card that has a promotional rate for both purchases and balance transfers, but often, the length of time differs. For instance, a credit card could have a balance transfer promotional period of 21 months but offer a 0% APR on purchases for only 12 months. Who...
If you can use the card for balance transfers. In particular, does it have a promotional offer where you can get 0% APR for a few months (although you’ll likely get charged a balance transfer fee)? If there are any exclusive perks or benefits just for diners. Which Card Is the Rig...
Intro (Purchases) Intro (Transfers) Regular APR Annual Fee Credit Needed 0% for 15 months 0% for 15 months 19.24% - 29.24% (Variable) $0 Excellent, Good See all Air Miles cards » #1 in 0% Balance Transfer Citi® Diamond Preferred® Card at Citi'ssecure website 0...
BECU Low Rate Credit Card The offer: The BECU Low Rate card has a $0 annual fee, a $0 transfer fee and an introductory 0% APR for 12 months on purchases and balance transfers. As of March 2025, the ongoing APR was 13.24% to 24.24% (variable). The fine print: BECU stands for...
Balance transfer credit cards offer an introductory 0% annual percentage rate (APR) on existing balances that you transfer over from other credit cards. This introductory rate applies to the transferred debt for anywhere from 12 to as many as 21 months from when you ...