“One of the most undersubscribed benefits I see is disability insurance,” says Cathleen Tobin, a financial planner in Rhinebeck, New York. “Group coverage through an employer costs employees almost nothing –
Also, every year, PFS professionals must complete 20 hours of continuing professional education. Annually, they must pay a fee of several hundred dollars to continue using the designation.3 Fast Fact A personal financial specialist (PFS) designation offers CPAs the ability to stand out from other...
401(k) Rollover: Is an Annuity Right? Annuities offer protection, but your 401(k) already gives you tax advantages without the fees and complexity. Kate StalterApril 29, 2025 Create an Account Create a free account to save articles, sign up for newsletters ...
This column was provided to The Associated Press by the personal finance website NerdWallet. The content is for educational and informational purposes and does not constitute investment advice. Liz Weston is a columnist at NerdWallet, a certified financial planner and author of "Your Credit Score."...
In the wake of ChatGPT’s release by OpenAI on November 30, 2022, the subsequent year saw a surge in AI chat applications, marking 2023 as the year of conversational AI. Competitors emerged, and the development of chat apps using Retrieval Augmented Generation (RAG) became increasingly popular...
Personal Finance (23) Year 2025 (5) 2024 (7) 2023 (11) 2022 (29) 2021 (64) Meet Your Financial Planner Jose Armenta is a Certified Financial Planner practitioner specializing in helping FERS federal employees understand and integrate their federal benefits into a comprehensive financial plan. ...
Download Now: Free 8-Week Conversion Rate Optimization Planner While some of these tools can take over routine, time-consuming tasks, others provide valuable insights that can aid us in decision-making. I think that AI is a real lifesaver when it comes to conversion rate optimization. In this...
How Do I Choose a Financial Planner? You can research certified financial planners on theCFP website.7Commission-based financial advisors tend to steer you to companies from which they will make a commission, so always ask how your financial advisor will be compensated before you meet. ...
You can also deduct the full cost of maintenance and repairs to your home office, such as the cost of painting that room. The other option is to take the simplified version of the home office deduction, which is a lot easier but may result in a smaller deduction. Instead of using your...
While the Conference Board of Canadareportsthat only 6.7 per cent of Canadian seniors live in poverty, it’s still a concern giving the rising cost of housing and the relative modesty of government retirement benefits. We asked Janet Gray, an advice-only Certified Financial Planner with MoneyCoac...