If you buy term life insurance and you are still alive when the policy expires, there is no cash value in the policy. It simply ends, and your coverage stops. However, some term life insurance policiesallow you to convertsome or all of your coverage to a permanent policy, without having...
An attractive feature of the variable life insurance product is its flexibility regarding premium remittance and cash value accumulation. Premiums are not fixed, as with traditional whole life insurance or term insurance policies. Within limits, policyholders may adjust their premium payments based on t...
Health Insurance (Health Care Coverage for the employee, spouse, children, and domestic partner) HSAs (Health Savings Accounts) Dental Insurance Vision Insurance Paid Parental Leave Term Life Insurance (in a variety of benefit amounts) Spouse and Child Term Life Insurance Accidental Death & Dismembe...
A recent Orion survey of travelers under age 65, highlights a 19% increase of respondents who rely on their employee benefits or credit cards for travel insurance (compared to 2017). However, many are unaware of the hidden exclusions and lifetime limits that can leave them vulnerable during ti...
There is no shortage of reasons to find a sport to take part in. Are you ready to go Pick one and get moving!A.It’s not just your body that benefits from sports.B.Therefore, playing sports is going to make you more fit.C.Football players work on speed while track athletes train ...
A fixed-rate CD has a set interest rate that is paid throughout the life of the CD. A 5-year CD with a 2.00% APY (annual percentage yield) will earn that rate for the entire term, regardless of any interest rate increases or decreases during the time you have the CD. ...
Tim Jander, VP, Sales, Western Region,MetLife: MetLife offers: Accident Insurance Hospital Indemnity Insurance Critical Illness Insurance Cancer Insurance Auto and Home Insurance Legal Plan (MetLaw®) Worksite Short Term Disability Pet Insurance – MetLife recently announced the acquisition of PetFir...
For the life insurance policy to be excluded from one's personal estate, there must have been no incidence of ownership within the three years prior to the insured's death, meaning a policy must be transferred at least three years prior to their death. To avoid this, the trust can apply...
1:Project 2025: A Potential Reshaping of Disability Rights in America-This article focuses on the key points of Project 2025 and its potential impact on the disability community. 2:Recognizing Disability: NIMHD Designates Disabled People as Health Disparity Population-The NIMHD decision to name disa...
employer pays the worker's salary if the worker becomes disabled or cannot work. An employer can provide short-term disability or long-term disability insurance, depending on the employee's needs. Short-term covers the employee for up to 6 months, while long-term covers a worker's lifetime...