Regardless, when faced with nonperformance, a party should carefully review the terms of a performance bond to determine what conditions precedent are necessary to obligate the surety’s performance. Failure to do so may have devastating consequences....
Much of the support can be done virtually, helping employees remain present and productive at work, while getting the help and support they need, at a time that works for them. Our white paper From the back room to the top shelf is a great resource for learning about how the EAP has e...
Each time you reward a customer, you’ll appeal to their emotional side. By doing that, you start building a bond. As that develops, they see you as more than a range of products. In turn, it strengthens their loyalty – encouraging repeat purchases that boost your profits. 2. Improve ...
. Through a separately managed account, an investment manager establishes direct ownership of individual stocks that make up the chosen index. Using optimization software, the manager typically includes a sample of the index constituents, which allows for close mirroring of the index’s performance....
Host a town hall:Give employees space to ask questions in person or on a video call. Collect feedback:When in doubt, ask your employees what they need. Try anemployee engagement surveyto help measure the impact of the benefits. A thoughtful employee benefit rollout can help employees enroll ...
When you buy an individual stock, you’re only getting exposure to a single company. But with an ETF, just like a mutual fund, a single trade can gain you exposure to hundreds or even thousands of different companies or bonds—all bundled into a single fund. ETFs trade like a common ...
Compared to most bonds with better credit ratings, junk bonds have a higher default level of risk. Because of the ambiguity surrounding the bond issuer’s financial current performance, junk bond values might fluctuate. Market downturns may result from investors being overly complacent with risk due...
Since a fund usually invests in many bonds of varying maturities, the impact of any single bond’s performance is lessened. Another benefit of a bond mutual fund is that it provides access to professional portfolio managers who have the expertise to research and analyze thecreditworthinessof bond...
Bond spreadsAgency costs of debtFinancial crisisReview of Accounting Studies - We investigate whether a firm's social capital and the trust that it engenders are viewed favorably by bondholders. Using firms' environmental and social...doi:10.2139/SSRN.2978794Hami Amiraslani...
A catastrophe bond is a high-yield debt instrument designed to raise money for companies in the insurance industry in the event of a natural disaster.