Savings vary based on rate and term of your existing and refinanced loan(s). Refinancing to a longer term may lower your monthly payments, but may also increase the total interest paid over the life of the loan. Refinancing to a shorter term may increase your monthly payments, but may low...
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Find a BranchRates & Fees Mortgage Refinance Clients who choose to set up automatic payments from an eligible KeyBank checking account get a 0.25% interest rate discount.9 Refinance your mortgage to pay off debt with a lower interest rate, lower monthly payments, or a shorter repayment term. ...
Refinance to a shorter term. Just because you signed on to a 30-year mortgage doesn’t mean you need to stick with it. If you’re only a few years in, refinancing your mortgage to a shorter term could still save you thousands—especially if rates are lower than when you got your loan...