Pension Contribution RateDelayed RetirementEconomic GrowthPension Replacement Rate在人口老龄化和减税降费的背景下,实现"稳增长"和"保民生"成为中国经济高质量发展阶段的重要课题.本文通过构建一个人力资本驱动增长的世代交叠模型,探讨降低养老保险缴费率和延迟退休的政策组合对经济增长和养老金替代率的影响.本文发现降低...
the mandatory-retirement provision that had allowed employers to force retirement of their 65-or-older employees in the UK, this paper estimates the effect of outlawing mandatory retirement on public-pension benefit claim behaviour of the elderly through changing their employment and retirement rates....
how to estimate your pension, how to tell if your pension plan is safe, if you should take a lump sum pay out, and what certain pension vocabulary like “bridging benefit” and “cost of living adjustment (COLA)” means.
EBRI hosted a full-dayRetirement Summiton December 1, 2022. The event convened high-ranking thought leaders in the retirement industry, including employers, consultants, policymakers, regulators, and academics to tackle the important challenge of creating a more integrated...
Financial disincentives to formal employment are measured by formalization tax rates (FTRs), which capture the percentage of earnings in informality that would be lost due to increased social insurance contributions and income tax payments or benefit withdrawal upon entry to formal employment. Then, ...
(so-called dual eligibles) and certain other low-income beneficiaries are automatically enrolled in no-premium plans, which are Part D plans that have premiums at or below specified levels. Of the 65 million Medicare beneficiaries in 2022 who were eligible for Part D, 49.8 million (about 77...
It is found that there is significant inequality in pension benefit in China, and pension benefit inequality is significantly higher in rural than in urban areas. From a national perspective, the main source of the pension benefit inequality is the type of pension insurance. For rural areas, ...
This study provides the first empirical analysis of plan and firm factors that cause a firm to de‐risk its DB pension plans. We find a positive association between de‐risking and aggregate corporate risk taking. The results also show that de‐risking, on average, has a stronger effect on ...
Provide a free-funded defined benefit pension to back up. According to the present invention, the amount, payment timing, and number of premiums for an individual annuity are not set at the time of contract, but the contractor is free to pay any premium at any time in the same manner as...
Optimal investment and benefit adjustment problem for a target benefit pension plan with Cobb-Douglas utility and Epstein-Zin recursive utility - ScienceDirectHui Zhao aSuxin Wang bEuropean Journal of Operational Research