The amount you pay for most covered servicesbefore your health plan starts to pay. When you go to a provider that is in the plan's network, before you meet the deductible you pay adiscounted amountthat has been negotiated with the provider. The deductible resets at the beginning of the ca...
Services are considered out of network when you use a doctor or other provider that does not have a contract with your health plan. Out-of-network services may not be covered or may be covered at a lower level. You may be responsible for all or part of an out-of-network provider's ...