Using a prepaid debit card is a little bit less direct, but this way, you have no chance of getting charged with an overdraft fee.Are the Banks Exploiting You?Some people have that opinion that an unarranged overdraft facility amounts to exploitation. In other words, they believe that banks...
using it within the UK is completely free to do. However, it's only when you go abroad that you'll find yourself subject to a 3% fee on cashpoint withdrawals over £300. per month. In addition, you'll also be met with a £0.50 per day fee if your account falls into overdraft....