Having bad credit can be a major obstacle to getting a loan or opening a new bank account. Traditional banks often have strict criteria and credit score requirements that make it nearly impossible for people with bad credit to access financial services. However, there are specialized banks and ...
INSURANCE BAD FAITH AND INSURERS' DUTY TO COMMUNICATE WITH INSUREDS REGARDING SETTLEMENT. The article investigate the liability insurers' potential bad faith liability based on their failure to inform insureds of settlement activities such as se... Richmond,Douglas,R. - 《Tort Trial & Insurance Pra...
It states that NAMA would restore the financial system and continue the flow of credit to business and consumers. Brian Lenihan, minister for finance, says that the European Central Bank and the International Monetary Fund (IMF) are two of the endorsers of NAMA.Imeson...
‘Ma’am, what kind of a business is this?’” recalls Ligon. “All of a sudden, her tone totally changed. I was being talked to like I had an illegal business.” With no further explanation, the credit agency refused to extend Ligon a line of credit because her shop qualified as an...
Today, practically all banks and credit unions offer online access with bill payment, cash transfers and other services. Every major bank has its own app, too. Some of the online features banks offer are incredibly slick and convenient, such as remote deposit capture, where you can take a pi...
The study of off-balance-sheet (OBS) credit risk across the top 20 Japanese banks indicated that financial derivatives were heavily used by the top four banks and that loan commitments are the largest source of credit risk among traditional OBS instruments. The notional amounts of derivative cont...
banks with higher levels of capital tend to allocate lower quantum of funds towards loan monitoring which could lead to a weaker loan book, whereas cost-inefficient banks with lower capital levels might be tempted to increase credit risk in order to maximize their revenues....
and unexpected repairs account for some of those expenses. All it takes is a simple electrical short or broken pipe to make your property uninhabitable. If you are ever confronted with a home repair bill you can’t afford, consider a bad credit signature loan to pay for it and keep your ...
ofrealestateloans,hadarelativelylargeproportionofnonperformingloans,andhadlessincomediversity.Consistentwithbeingfinanciallyfragile,denovobanksandthosebanksthatgrew... W Lu,DA Whidbee - 《Journal of Financial Economic Policy》 被引量: 22发表: 2013年 Credit Growth, Bank Soundness and Financial Fragility: ...
Now on its third chief executive in less than a year, the Spanish lender is under acute pressure to tackle bad loans, foreclosed property and seized land with a face value of €36bn once and for all after years of half-hearted... G Gore - 《International Financing Review》 被引量: 0...