Value-at-risk (VaR) interest rates As a type of market risk, interest rate risk is measured suitably using the concept of value-at-risk (VaR) (Xia et al. 2023). The role of VaR is to provide financial institutions with an estimate of the maximum possible loss at a given confidence le...
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Risk-averse banks operate with a smaller spread thanrisk-neutral banks since risk aversion raises the bank's optimal interest rate and reducesthe amount of credit supplied. Widening interest rate spread in Kenya has been wideningfollowing interest rate liberalization characterized by high implicit costs...
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Credit information sharing and cross referencing with credit bureaus will ensure high risk borrowers are closely monitored. Such measure will result in a reduction of nonperforming loans improve the asset quality 展开 DOI: 10.47604/ijfa.243 被引量: 1 ...
Central banks have been defining neutral interest rates as Bessent makes a brave bet February 7 2025 Reserve Bank of India India cuts rates for first time in 5 years to combat slowing growth New central bank governor Sanjay Malhotra loosens monetary policy despite high inflation hitting consumer ...
Can a Bank Change the Interest Rate on a Loan? If the loan is a fixed-interest rate loan, then a bank cannot change the interest rate on the loan for the duration of the loan. If the loan comes with an adjustable rate, then yes, a bank can change the interest rate of the loan....
This paper explores the necessity of our interest rate liberalization reform,investigates the likely impact of reform on commercial banks' deposit business and gives some suggestions to commercial banks on performing the strategic transformation. We find that the liberalization will likely help improve the...
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An Empirical Analysis of the Determinants of Interest Rate Spreads: A Case of Commercial Banks in Zimbabwe Zimbabwe is one nation that has for many years remained on the top list of economies with high interest rates spread. High interest rates are a signal of f... BW Garikai - 《Social ...