Loans are a natural step for many in the real estate business, but finding the right loan for a development project can be a big challenge in itself. There are many loan options available to choose from, and entrepreneurs should carefully consider what is best for their project. Hard money ...
This study investigates the effect of banks’ dual holding on bank lending and firms’ investment decisions using a sample of listed firms in China. We find that dual holding leads to easier access to bank loans, a result that is more pronounced for non-state-owned enterprises (non-SOEs) th...
Total real estate loans of P762.5 billion were up 6.6 percent from the first quarter this year. Property loan borrowers used the funds for acquisition, construction and improvement of housing units. The exposure of banks to residential real estate loans remains manageable as the bad loans made ...
For some loans, we have multiple borrowers. We keep these loans if all borrowers are located in the US. We exclude loans to borrowers located outside the US, loans to Real Estate Investment Trusts (REITs), and banks from the sample. The final sample includes 31,270 loans for 29,756 ...
property prices, banks have tightened the criteria for vetting and approving applications for property mortgage loans and refused in different ways to offer loans (such as deliberately underestimating the property value). legco.gov.hk 梁美芬議員: 主席,本人近日接獲多位地產代理業人士的投訴,指 自去...
China's southern city of Guangzhou on Wednesday issued a notice allowing home buyers to enjoy preferential loans for first-home purchases regardless of their previous credit record, becoming the first out of four top tier cities to officially drop major mortgage curbs. The new rule applies to hom...
Bank Loans Shower Tech Firms At a press conference of China’s State Council Information Office last Thursday, Li Mingxiao, Director of the Policy Research Department of the National Financial Regulatory Administration, said that by the end of 2023, the loan balance for tech enterprises had increa...
Three reasons were cited in the lenders’ financial statements: active risk control by the banks; the impact of the Covid-19 pandemic; and the decline in the real estate sector’s demand for credit. As of the end of June, property loans at the six banks totalled 30.6 trillion yuan, up...
Investmentproperty loansgrew9.5% uponlastyear’s6.0% Owneroccupierhousing loanswereup5.5% comparedwith4.3%lastyear 9.5%5.5% Mortgageborrowingisbeingdrivenbyan expectationthathousepriceswillcontinueto riseinlowinterestrateenvironment Stimulatingsupplyofhous- ing Growthin businesscredit 3.8% Housingcredit isup ...
Their reticence stems in part from lurking risks in banks’ vast portfolios of commercial property loans. “A lot of real estate isn’t so good any more,” Munger said. “We have a lot of troubled office buildings, a lot of troubled shopping centres, a lot of troubled other properties. ...