Another option is to have a close family member or friend with good credit add you to their account as an authorized user. An authorized user has access to a credit card with the account but isn't responsible for repaying the debt. You might want to check that the card issuer reports ...
Credit Card Debt Struggling to pay the minimum amount on your credit cards? Balancing multiple credit card bills? Our service can assist you in consolidating your credit card debts into a single reduced monthly payment. Payday Loans Payday loans can lead to financial anxiety as the interest rate...
The debt consolidation process is usually simple. All you need to do is apply, and get approved, for the debt consolidation loan and use the proceeds of the loan to pay off your credit card debts. You then make your regular payments on your loan according to the terms you agreed to. Th...
Debt discharge: In Chapter 7 bankruptcy, eligible debts such as credit card balances, medical bills and personal loans can be discharged, meaning you are no longer legally required to pay them. Financial education: Many filers are required to complete financial literacy courses, equipping them with...
Credit card debt forgiveness has given countless consumers an alternative to bankruptcy. Get in touch with a debt relief expert to find out if you qualify for credit card debt forgiveness now. Joshua Rodriguez Joshua Rodriguez is a personal finance and investing writer with a passion for his ...
“Any remaining unsecured debt may be discharged once all payments have been made,” Pacitti said. Want to lower your credit card interest rates without going into bankruptcy? Here’s how. Chapter 13 and personal credit There’s no getting around the fact that filing for Chapter 13 bankruptcy...
Apply for a secured credit card.Though it may be a challenge to apply for a credit card, you can pay a deposit on a secured credit card to start building a better payment history by using it like a regular credit card and paying the bills on time. Please be aware that Chase does not...
If you or your creditors are considering bankruptcy, contact PayPlan today for FREE professional debt advice on bankruptcy & other available debt solutions.
Chapter 7bankruptcy provides relief to hundreds of thousands (or even millions) of people each year. It is especially helpful for people who have high unsecured debts like medical bills, credit card debt and unsecured personal loans. In most Chapter 7 cases, the automatic stay goes into effect...
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