Bankers Life Insurance Company (”BLIC”or the “Company”) is in court-ordered liquidation effective as of November 30, 2024. The North Carolina Insurance Commissioner is the court-appointed Liquidator. When a liquidation is ordered, each state’s life and health insurance guaranty association prov...
Colorado Bankers Life Insurance Company (”CBL”or the “Company”) is in court-ordered liquidation effective as of November 30, 2024. The North Carolina Insurance Commissioner is the court-appointed Liquidator. When a liquidation is ordered, each state’s life and health insurance guaranty associat...
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Credit Life Credit Report Credit Scoring Custodial Accounts Customer Customer Information Customer Service/CRM DBA Deceased Customer Delinquent Accounts/loans Deposit Deposit Accounts Deposit Insurance Directors Disaster Recovery Disclosures Discrimination Documentation Dodd-Frank Act Dor...
Redlining is real 03/31/2024 Is redlining real? It seems to be an antiquated type of violation. Are Chargeback Fees OK? 03/31/2024 If a customer deposits a check into their account with us, and that check is returned to us as unpaid, may we charge them a fee when we do the char...
We have a commercial loan to an LLC for a purchase/construction loan for 18 months. the loan will be paid off when the property is sold. would this be HMDA reportable? if so, would we report this as a purchase? Challenges with “document-centric” ECMs ...
We are currently in the process of acquiring a branch of another financial institution. I am by no means a guru in HMDA but certainly not in acquisitions and this is the first time we've done this in a long time (before my time). I am under the impression aftery some reading of th...
03/31/2024 If a customer deposits a check into their account with us, and that check is returned to us as unpaid, may we charge them a fee when we do the chargeback? Mobile deposits and funds availability 10/22/2023 Are mobile deposits subject to our credit union’s funds availability ...
Postponing a new loan at borrower's request 01/12/2025 I have a customer application for a home loan to be used for home improvements. We have run the credit report and approved the application, and she has signed the intent to proceed. We just got back the appraisal. Now, she has sa...
Credit Life Credit Report Credit Scoring Custodial Accounts Customer Customer Information Customer Service/CRM DBA Deceased Customer Delinquent Accounts/loans Deposit Deposit Accounts Deposit Insurance Directors Disaster Recovery Disclosures Discrimination Documentation Dodd-Frank Act Dor...