Total revenue for efficiency calculation (non-GAAP) $ 175,307 $ 179,236 $ 160,424 $ 686,935 $ 679,108 Noninterest expense (GAAP) $ 111,141 $ 112,034 $ 110,467 $ 441,279 $ 417,272 Less: Amortization of intangibles 2,475 2,644 2,935 10,620 11,127 Noninterest ...
Excludes amortization and balances related to goodwill and core deposit and other intangible assets and merger-related expenses which, except in the calculation of the efficiency ratio, are net of applicable income tax effects. Reconciliations of net income with net operating income app...
Theefficiency ratiomeasures the efficiency of a bank’s operations by dividing a bank’s non-interest expense by its revenue. The reason why the efficiency ratio doesn’t measure interest expense is that banks can’t control interest expense in the way that they can control non-interest exp...
We normalize the final calculation of liquidity creation by total assets. 3.4. Mean difference tests Table 5 presents some preliminary evidence on how liquidity creation is associated with the regulation and supervision indexes. More specifically, we conduct mean difference tests for the liquidity ...
1. Whichofthefollowingbestdescribesthecurrentratio? A. Debtratio B. Operatingperformanceratio C. Liquidityratio D. Efficiencyratio 2. Whichofthefollowingisnotlikelytobeusedtomeasureacompany'sliquidity? A. Workingcapital B. Financialleverage C. Currentratio ...
Calculation of ratios were based on section sub-totals, while b are calculated based on the balance sheet footing c Union Bank was recapitalized in 2012 after its current owners—Union Global Partners Limited—invested $500.00 million that gave them 65% controlling equity of the bank. The bank...
The calculation is done by the officer in charge of cash section and then manager or authorized officer will check the balance and sign in the cash balance book. The balance is maintained in the balance book. Opening balance of current day in the closing balance of the previous day. Total ...
9 Preparation and Reporting Rules of Information Disclosure of Public Offering Companies – Calculation and Disclosure of Return on Average Equity and Earnings per Share (Revised in 2010) (CSRC Announcement [2010] No. 2) issued by the CSRC. 10 Net interest margin = net interest income ÷ ...
Calculation of VaR is based on historical data on market prices and rates, current portfolio positions, and models for pricing these positions. These data inputs are combined in various ways to derive an estimation of a particular percentile of the loss distribution, which is typically the 99th...
The Report provides relevant qualitative and quantitative information, such as the calculation scope of the capital adequacy ratios, composition of capital, risk management framework, measurement and management of credit risk, market risk, operational risk and other risks, and remuneration, helping the ...