While most balance transfer cards charge a 3% to 5% fee per transfer, select few cards, like the Chase Slate, have no balance transfer fee. With no balance transfer fee on transfers made within 60 days of account opening, you can save a hundreds. For instance, transferring a $5,000 bala...
How to compare credit cards with no fee balance transfers Before you settle on any card, you should compare credit cards to find the one that fits your needs the best. When it comes to no-fee balance transfer cards, there are a few factors to consider, such as the length of the intere...
0% interest for up to the first 12 months on balance transfers Balances transfers must be made within 3 months of account opening. Your 0% offer starts from account opening, after which standard variable rates apply. No fee to make balance transfers. No annual fee. ...
With no balance transfer or annual fee, it’s easy to save when using the Navy Federal Platinum credit card, and it doesn’t hurt that its ongoing APR is quite competitive. Intro APR –0.99% introductory APR for the first 12 months on balance transfers made in the first 60 days Regular...
If you are sure you can pay it all off within the shorter 0% period, then you should pick the no balance transfer fee option. Best LOW FEE Offers Only US Bank Visa Platinum Card–0% Intro APR on purchases and balance transfers for 21 billing cycles.After the intro APR offer ends, a...
Best for no fees: Citi Simplicity® Card With no annual fee, late fees, or penalty APR, the Citi Simplicity® Card stands out as a consumer-friendly option. Citi Simplicity® Card Intro APR 21-month introductory 0% APR on balance transfers and a 0% intro APR for 12 months on purch...
months. Several advertise no APR for a specific time on transfers, but many carry a 3% balance transfer fee. Other cards have a limited timeframe for transferring a balance without fees. Here are some cards with no transfer fees, 0% APR, and one with transfer fees after an introductory ...
If you’re using a balance transfer to pay off debt faster, you can negotiate a lower balance transfer fee. You can also look for cards that offer fee-free balance transfers. Credit cards with no balance transfer fees A no-fee balance transfer can save you money, so it’s worth comparin...
balance transfer fee prior to applying for a new balance transfer card, remember that these fees aren’t necessarily a bad deal. Many cardholders who perform balance transfers save enough money on interest payments to more than offset the fee, so they might be worth paying depending on your ...
Balance transfers can save you money on interest charges by moving your existing balance from one credit card to another card with a lower interest rate. But how do you do balance transfers? Consider these steps for how to do a balance transfer to determine whether it’s right for you. ...